Skip to content
Card0/4 on file
Annual fee: issuer restricts access
Indian Overseas Bank · Card

IOB RuPay Classic

Rewards

The IOB RuPay Classic is a credit card from Indian Overseas Bank. Indian Overseas Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Indian Overseas Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Indian Overseas Bank: credit requirement. Indian Overseas Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Indian Overseas BankCompare this card
Opens Indian Overseas Bank’s site
Ledger entry

The receipt

Every cost line we hold for the IOB RuPay Classic, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
FairNot yet checked with Indian Overseas Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the IOB RuPay Classic. That may mean there isn’t one, or simply that we have not recorded it — Indian Overseas Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the IOB RuPay Classic. Rather than print a multiplier we cannot source, this stays blank until Indian Overseas Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 1 Reward Point per Rs. 150 spent, redeemable for merchandise, gift cards, travel, entertainment, recharge, DTH
  • Fuel Surcharge Waiver of 1% on transactions between Rs. 400 and Rs. 5000, capped at Rs. 250 per billing cycle
  • Personal Accident Insurance Cover of Rs. 2 Lakhs
  • EMI facility on transactions
  • Interest free purchase period from 20 to 50 days
Next step

Ready to apply for the IOB RuPay Classic?

You'll finish the application on Indian Overseas Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Indian Overseas Bank’s site
Questions

Questions about the IOB RuPay Classic

How much is the IOB RuPay Classic annual fee?

We could not verify the IOB RuPay Classic's annual fee, so we do not print one. Check the current annual fee on Indian Overseas Bank's own site before you apply.

What does the IOB RuPay Classic earn?

We could not verify the IOB RuPay Classic's earn rates, so we do not print a multiplier. Check them on Indian Overseas Bank's own site.

What network is the IOB RuPay Classic on?

We hold no card network on record for the IOB RuPay Classic. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Indian Overseas Bank before you apply.

Is the IOB RuPay Classic available in India?

Yes — the IOB RuPay Classic is issued by Indian Overseas Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this IOB RuPay Classic information?

No figure we hold for the IOB RuPay Classic has been checked against a published document yet, so we show no check date. Not published by Indian Overseas Bank where we checked: welcome offer. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR and earn rates. Check them with Indian Overseas Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Indian Overseas Bank before you apply.