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GIGA Business Credit Card
The GIGA Business Credit Card is a Visa card from HDFC Bank. HDFC Bank's site does not let us read its terms, so we leave the annual fee blank — check it on HDFC Bank's own site. Here is what we hold on it, and what we do not.
Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the GIGA Business Credit Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedNot published by the issuer where we checked ()
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- NoneNot yet checked with HDFC Bank
The welcome offer
We hold no published welcome offer for the GIGA Business Credit Card. That may mean there isn’t one, or simply that we have not recorded it — HDFC Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the GIGA Business Credit Card. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.
Perks & benefits
Card benefits
- Up to 55 days extended interest-free credit period
- Business loan on card with flexible repayment (EMI)
- 1% fuel surcharge waiver at all fuel stations
- Up to 10% discount on dining bills via Swiggy Dineout
- Up to 10% cashback on travel/online shopping via SmartBuy
- Assured cashback up to ₹1800 in first year via SmartPay
- Zero lost card liability
- Credit liability cover of ₹3 lakh
- GST number linking for input tax credit and expense tracking
- Bonus 800 cash points on ₹50,000 monthly spend
- Discounts on GIG-related merchant program (WeWork, LegalWiz, Harapa, Truelancer)
Ready to apply for the GIGA Business Credit Card?
You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.