Upgrade Life Rewards Card
Upgrade, Inc. no longer offers this card to new applicants. The details below are kept as a record and may be out of date.
The Upgrade Life Rewards Card is a Visa card from Upgrade, Inc.. We have not yet confirmed its annual fee against Upgrade, Inc.'s published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.
Not yet checked with Upgrade, Inc.: credit requirement, earn rates and welcome offer. Upgrade, Inc.’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Upgrade Life Rewards Card, exactly as recorded.
- Annual fee
- Not confirmed
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmed
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- NoneNot yet checked with Upgrade, Inc.
The welcome offer
$200 bonus when you also open a Rewards Checking Preferred account and make 3 debit card transactions.
Not yet checked with Upgrade, Inc.What it earns
Published category multipliers for the Upgrade Life Rewards Card.
| Category | Earn rate | Cap |
|---|---|---|
| Gas & Fuel | 3% | No cap on file |
| Groceries | 3% | No cap on file |
| Streaming | 3% | No cap on file |
| Utilities | 3% | No cap on file |
| Other | 1% | No cap on file |
Perks & benefits
Card benefits
- Check for an offer with no credit score impact
- Fixed rate payoffs to reduce interest over time
- No interest when paying full balance early
- AutoPay for automated payments
- Access to Upgrade Shopping savings
Ready to apply for the Upgrade Life Rewards Card?
We hold no application link for this card. Upgrade, Inc. takes applications on their own site — or compare the alternatives we do have links for.