Skip to content
4 cards side by side

Cartão de Crédito IKEA Family vs Cartão de Crédito Leroy Merlin+ vs Cartão Norauto+ vs Cartão Oney Auchan+

At a glance
  • Annual fee: not confirmed for Cartão Norauto+, so we don't say which is lower.
  1. Cartão de Crédito IKEA FamilyOney Bank, Sucursal em Portugal3 of 8 facts on file · annual fee checked Oct 2026
  2. Cartão de Crédito Leroy Merlin+Oney Bank, Sucursal em Portugal3 of 8 facts on file · annual fee checked Oct 2026
  3. Cartão Norauto+Oney Bank, Sucursal em Portugal1 of 8 facts on file · annual fee not yet checked
  4. Cartão Oney Auchan+Oney Bank, Sucursal em Portugal3 of 8 facts on file · annual fee checked Oct 2026
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for Cartão Norauto+, so no card is marked lower.
Cartão de Crédito IKEA Family
€0No annual fee
Cartão de Crédito Leroy Merlin+
€0No annual fee
Cartão Norauto+
Not confirmed
Cartão Oney Auchan+
€0No annual fee
Listed underThe sections of this site the card appears in.
Cartão de Crédito IKEA Family
Store & Retail
Cartão de Crédito Leroy Merlin+
Store & Retail
Cartão Norauto+
Not confirmed
Cartão Oney Auchan+
Store & Retail
NetworkSame on allWhere the card is accepted.
Cartão de Crédito IKEA Family
Visa
Cartão de Crédito Leroy Merlin+
Visa
Cartão Norauto+
Visa
Cartão Oney Auchan+
Visa
Apply
Apply
Apply
Apply
Apply

Not confirmed for any of these cards: Purchase interest (APR), Foreign transaction fee, Top earn rates, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

Change the comparison

Swap or add a card

Your cards · 4 of 4
  • Cartão de Crédito IKEA Family
  • Cartão de Crédito Leroy Merlin+
  • Cartão Norauto+
  • Cartão Oney Auchan+
CompareAdd or remove a card to change this comparison
The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Cartão de Crédito IKEA Family reviewCartão de Crédito Leroy Merlin+ reviewCartão Norauto+ reviewCartão Oney Auchan+ review
Questions

Frequently asked

Can I hold Cartão de Crédito IKEA Family, Cartão de Crédito Leroy Merlin+, Cartão Norauto+ and Cartão Oney Auchan+ at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Portugal?

Every card in this comparison is issued for Portugal. Approval depends on each issuer's credit and income criteria.