Affinity Card vs BBVA Consumer Finance (Rede Universal Visa)
- Annual fee: not confirmed for BBVA Consumer Finance (Rede Universal Visa), so we don't say which is lower.
- Affinity CardBBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance)2 of 8 facts on file · annual fee checked Sep 2026
- BBVA Consumer Finance (Rede Universal Visa)BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance)1 of 8 facts on file · annual fee not yet checked
- Affinity Card
- €0No annual fee
- BBVA Consumer Finance (Rede Universal Visa)
- Not confirmed
- Affinity Card
- Not confirmed
- BBVA Consumer Finance (Rede Universal Visa)
- Visa
- Affinity Card
- Store & Retail
- BBVA Consumer Finance (Rede Universal Visa)
- Not confirmed
Not confirmed for any of these cards: Purchase interest (APR), Foreign transaction fee, Top earn rates, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.
Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page
Swap or add a card
- Affinity Card
- BBVA Consumer Finance (Rede Universal Visa)
Which one?
Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.
Frequently asked
Can I hold Affinity Card and BBVA Consumer Finance (Rede Universal Visa) at the same time?
In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.
Are these cards available in Portugal?
Every card in this comparison is issued for Portugal. Approval depends on each issuer's credit and income criteria.