Card2/4 on file
✓ Annual fee checked
Utkarsh Small Finance Bank · Card
Wish Credit Card
The Wish Credit Card is a credit card from Utkarsh Small Finance Bank with an annual fee of ₹0. Here is what we hold on it, and what we do not.
Opens Utkarsh Small Finance Bank’s site
Ledger entry
The receipt
Every cost line we hold for the Wish Credit Card, exactly as recorded.
- Annual fee
- ₹0Checked utkarsh.bank.in
- Supplementary card
- Not confirmed
- Foreign transaction
- 3.5%Checked utkarsh.bank.in
- Purchase APR
- Not confirmedWe couldn't verify this · check with the issuer
- Income requirement
- Not confirmed
- Network
- Not confirmed
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the Wish Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Utkarsh Small Finance Bank’s own page is the place to check.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the Wish Credit Card. Rather than print a multiplier we cannot source, this stays blank until Utkarsh Small Finance Bank’s own terms give us one.
Next step
Ready to apply for the Wish Credit Card?
You'll finish the application on Utkarsh Small Finance Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Utkarsh Small Finance Bank’s site
Questions
Questions about the Wish Credit Card
How much is the Wish Credit Card annual fee?
The Wish Credit Card has an annual fee of ₹0. Weigh that against the rewards and perks you will actually use.
What does the Wish Credit Card earn?
We could not verify the Wish Credit Card's earn rates, so we do not print a multiplier. Check them on Utkarsh Small Finance Bank's own site.
What network is the Wish Credit Card on?
We hold no card network on record for the Wish Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Utkarsh Small Finance Bank before you apply.
Is the Wish Credit Card available in India?
Yes — the Wish Credit Card is issued by Utkarsh Small Finance Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.
When were the Wish Credit Card figures last checked?
We checked its annual fee in September 2026 and its foreign transaction fee in September 2026, each against a published document. We could not verify, so we do not print: purchase APR, earn rates and welcome offer. Check them with Utkarsh Small Finance Bank. Terms can change without notice, so confirm the current details with Utkarsh Small Finance Bank before you apply.