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Mastercard0/4 on file
Annual fee: issuer restricts access
Utkarsh Small Finance Bank · Mastercard

SmartGen Credit Card

Secured

The SmartGen Credit Card is a Mastercard from Utkarsh Small Finance Bank. Utkarsh Small Finance Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Utkarsh Small Finance Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Utkarsh Small Finance Bank: foreign transaction fee. Utkarsh Small Finance Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Utkarsh Small Finance BankCompare this card
Opens Utkarsh Small Finance Bank’s site
Ledger entry

The receipt

Every cost line we hold for the SmartGen Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
3%Two independent reads agree · not quoted verbatimutkarsh.bank.in
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the SmartGen Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Utkarsh Small Finance Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the SmartGen Credit Card. Rather than print a multiplier we cannot source, this stays blank until Utkarsh Small Finance Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the SmartGen Credit Card?

You'll finish the application on Utkarsh Small Finance Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Utkarsh Small Finance Bank’s site
Questions

Questions about the SmartGen Credit Card

How much is the SmartGen Credit Card annual fee?

We could not verify the SmartGen Credit Card's annual fee, so we do not print one. Check the current annual fee on Utkarsh Small Finance Bank's own site before you apply.

What does the SmartGen Credit Card earn?

We could not verify the SmartGen Credit Card's earn rates, so we do not print a multiplier. Check them on Utkarsh Small Finance Bank's own site.

What network is the SmartGen Credit Card on?

The SmartGen Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the SmartGen Credit Card available in India?

Yes — the SmartGen Credit Card is issued by Utkarsh Small Finance Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this SmartGen Credit Card information?

No figure we hold for the SmartGen Credit Card has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with Utkarsh Small Finance Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Utkarsh Small Finance Bank before you apply.