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Visa0/4 on file
Annual fee: issuer restricts access
Union Bank Of India · Visa

Union MSME Credit Card

Business

The Union MSME Credit Card is a Visa card from Union Bank Of India. Union Bank Of India's site does not let us read its terms, so we leave the annual fee blank — check it on Union Bank Of India's own site. Here is what we hold on it, and what we do not.

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Ledger entry

The receipt

Every cost line we hold for the Union MSME Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
3%Checked ubicards.unionbankofindia.bank.in
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Union MSME Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Union Bank Of India’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Union MSME Credit Card. Rather than print a multiplier we cannot source, this stays blank until Union Bank Of India’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Union MSME Credit Card?

You'll finish the application on Union Bank Of India's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Union Bank Of India’s site
Questions

Questions about the Union MSME Credit Card

How much is the Union MSME Credit Card annual fee?

We could not verify the Union MSME Credit Card's annual fee, so we do not print one. Check the current annual fee on Union Bank Of India's own site before you apply.

What does the Union MSME Credit Card earn?

We could not verify the Union MSME Credit Card's earn rates, so we do not print a multiplier. Check them on Union Bank Of India's own site.

What network is the Union MSME Credit Card on?

The Union MSME Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Union MSME Credit Card available in India?

Yes — the Union MSME Credit Card is issued by Union Bank Of India and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Union MSME Credit Card figures last checked?

We checked its foreign transaction fee in October 2026, against a published document. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with Union Bank Of India. Terms can change without notice, so confirm the current details with Union Bank Of India before you apply.