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Card0/4 on file
Annual fee not yet checked
Kotak Mahindra Bank · Card

Urbane Gold Credit Card

Discontinued

Listed by the issuer under "Discontinued Cards / Not Accepting New Applications" on Kotak's own credit-card lineup page, read 2026-09-09, as "Urbane Gold Credit Card". Evidence: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html

The Urbane Gold Credit Card is a credit card from Kotak Mahindra Bank. We have not yet confirmed its annual fee against Kotak Mahindra Bank's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Kotak Mahindra Bank: credit requirement. Kotak Mahindra Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeNot confirmed
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through Kotak Mahindra Bank directly
Ledger entry

The receipt

Every cost line we hold for the Urbane Gold Credit Card, exactly as recorded.

Annual fee
Not confirmed
Supplementary card
Not confirmed
Foreign transaction
Not confirmed
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with Kotak Mahindra Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Urbane Gold Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Kotak Mahindra Bank’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Urbane Gold Credit Card. Rather than print a multiplier we cannot source, this stays blank until Kotak Mahindra Bank’s own terms give us one.

Included

Perks & benefits

Card benefits

  • Add-on card with customizable spend limit
  • Milestone benefit: Spend ₹1,00,000/year for 4 free PVR tickets or 10,000 reward points
  • Reward points redeemable for air tickets, movie tickets, mobile recharge, and merchandise
Next step

Ready to apply for the Urbane Gold Credit Card?

We hold no application link for this card. Kotak Mahindra Bank takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the Urbane Gold Credit Card

How much is the Urbane Gold Credit Card annual fee?

We hold no annual fee figure for the Urbane Gold Credit Card that has been confirmed against Kotak Mahindra Bank's published terms, so we do not print one. Check the current annual fee on Kotak Mahindra Bank's own page before you apply.

What does the Urbane Gold Credit Card earn?

We hold no category earn rates for the Urbane Gold Credit Card. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from Kotak Mahindra Bank's terms.

What network is the Urbane Gold Credit Card on?

We hold no card network on record for the Urbane Gold Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Kotak Mahindra Bank before you apply.

Is the Urbane Gold Credit Card available in India?

No — Kotak Mahindra Bank no longer offers the Urbane Gold Credit Card to new applicants. This page is kept as a record; compare the cards Kotak Mahindra Bank and others offer in India today.

How current is this Urbane Gold Credit Card information?

No figure we hold for the Urbane Gold Credit Card has been checked against a published document yet, so we show no check date. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Kotak Mahindra Bank before you apply.