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Royale Signature Credit Card
Listed by the issuer under "Discontinued Cards / Not Accepting New Applications" on Kotak's own credit-card lineup page, read 2026-09-09, as "Royale Signature Credit Card". The NRI variant ("NRI Royale Signature Credit Card") is listed separately as ACTIVE on the same page and has been added as its own row. Evidence: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html
The Royale Signature Credit Card is a credit card from Kotak Mahindra Bank. We have not yet confirmed its annual fee against Kotak Mahindra Bank's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.
Not yet checked with Kotak Mahindra Bank: credit requirement and earn rates. Kotak Mahindra Bank’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Royale Signature Credit Card, exactly as recorded.
- Annual fee
- Not confirmed
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmed
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Not confirmed
- Credit needed
- NoneNot yet checked with Kotak Mahindra Bank
The welcome offer
We hold no published welcome offer for the Royale Signature Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Kotak Mahindra Bank’s own page is the place to check.
What it earns
Published category multipliers for the Royale Signature Credit Card.
| Category | Earn rate | Cap |
|---|---|---|
| Airlines | 2.6667x | No cap on file |
| Dining | 2.6667x | No cap on file |
| Hotels | 2.6667x | No cap on file |
| International | 2.6667x | No cap on file |
| Travel | 2.6667x | No cap on file |
| Other | 1.3333x | No cap on file |
Ready to apply for the Royale Signature Credit Card?
We hold no application link for this card. Kotak Mahindra Bank takes applications on their own site — or compare the alternatives we do have links for.