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Annual fee: issuer restricts access
Indian Overseas Bank · Card

IOB novio Select Credit Card

The IOB novio Select Credit Card is a credit card from Indian Overseas Bank. Indian Overseas Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Indian Overseas Bank's own site. Here is what we hold on it, and what we do not.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Indian Overseas BankCompare this card
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Ledger entry

The receipt

Every cost line we hold for the IOB novio Select Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the IOB novio Select Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Indian Overseas Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the IOB novio Select Credit Card. Rather than print a multiplier we cannot source, this stays blank until Indian Overseas Bank’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the IOB novio Select Credit Card?

You'll finish the application on Indian Overseas Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Indian Overseas Bank’s site
Questions

Questions about the IOB novio Select Credit Card

How much is the IOB novio Select Credit Card annual fee?

We could not verify the IOB novio Select Credit Card's annual fee, so we do not print one. Check the current annual fee on Indian Overseas Bank's own site before you apply.

What does the IOB novio Select Credit Card earn?

Indian Overseas Bank does not publish category earn rates for the IOB novio Select Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the IOB novio Select Credit Card on?

We hold no card network on record for the IOB novio Select Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Indian Overseas Bank before you apply.

Is the IOB novio Select Credit Card available in India?

Yes — the IOB novio Select Credit Card is issued by Indian Overseas Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this IOB novio Select Credit Card information?

No figure we hold for the IOB novio Select Credit Card has been checked against a published document yet, so we show no check date. Not published by Indian Overseas Bank where we checked: earn rates and welcome offer. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with Indian Overseas Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Indian Overseas Bank before you apply.