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Visa0/4 on file
Annual fee: issuer restricts access
HDFC Bank · Visa

Credit Card Against FD

No Credit HistorySecured

The Credit Card Against FD is a Visa card from HDFC Bank. HDFC Bank's site does not let us read its terms, so we leave the annual fee blank — check it on HDFC Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.

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Ledger entry

The receipt

Every cost line we hold for the Credit Card Against FD, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with HDFC Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Credit Card Against FD. That may mean there isn’t one, or simply that we have not recorded it — HDFC Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Credit Card Against FD. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Easy approval for individuals with limited or no credit history
  • Helps build credit score with timely repayments
  • No income proof, employment history, or credit score details required
  • FD continues to earn interest while pledged as collateral
  • Access to funds for emergencies without withdrawing FD
  • Grace period on purchases before interest is charged
  • Earn Reward Points/CashBack on eligible transactions
  • SmartEMI option for converting purchases into EMIs
  • Card management via MyCards, NetBanking, PayZapp, or Mobile Banking App
Next step

Ready to apply for the Credit Card Against FD?

You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens HDFC Bank’s site
Questions

Questions about the Credit Card Against FD

How much is the Credit Card Against FD annual fee?

We could not verify the Credit Card Against FD's annual fee, so we do not print one. Check the current annual fee on HDFC Bank's own site before you apply.

What does the Credit Card Against FD earn?

We could not verify the Credit Card Against FD's earn rates, so we do not print a multiplier. Check them on HDFC Bank's own site.

What network is the Credit Card Against FD on?

The Credit Card Against FD runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Credit Card Against FD available in India?

Yes — the Credit Card Against FD is issued by HDFC Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this Credit Card Against FD information?

No figure we hold for the Credit Card Against FD has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with HDFC Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with HDFC Bank before you apply.