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Mastercard2/4 on file
✓ Annual fee checked
Neo Financial · Mastercard

Neo Mastercard

The Neo Mastercard is a Mastercard from Neo Financial with an annual fee of C$0. Here is what we hold on it, and what we do not.

Annual feeC$0per yearChecked neofinancial.com
Opens Neo Financial’s site
Ledger entry

The receipt

Every cost line we hold for the Neo Mastercard, exactly as recorded.

Annual fee
C$0Checked neofinancial.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Neo Mastercard. That may mean there isn’t one, or simply that we have not recorded it — Neo Financial’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Neo Mastercard. Rather than print a multiplier we cannot source, this stays blank until Neo Financial’s own terms give us one.

Issuer restricts access — check their site
Next step

Ready to apply for the Neo Mastercard?

You'll finish the application on Neo Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Neo Financial’s site
Questions

Questions about the Neo Mastercard

How much is the Neo Mastercard annual fee?

The Neo Mastercard has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the Neo Mastercard earn?

Neo Financial's site restricts automated access, so we could not read the Neo Mastercard's earn rates and do not print a multiplier. Check them on Neo Financial's own site.

What network is the Neo Mastercard on?

The Neo Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Neo Mastercard available in Canada?

Yes — the Neo Mastercard is issued by Neo Financial and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the Neo Mastercard figures last checked?

We checked its annual fee in October 2026, against a published document. Neo Financial's site restricts access, so we could not check: foreign transaction fee, earn rates and welcome offer. We could not verify, so we do not print: purchase APR. Check them with Neo Financial. Terms can change without notice, so confirm the current details with Neo Financial before you apply.