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Mastercard2/4 on file
✓ Annual fee checked
MBNA Canada · Mastercard

MBNA Smart Cash Platinum Plus® Mastercard®

Cash BackGas & FuelGroceriesNo Annual FeeRewards

The MBNA Smart Cash Platinum Plus® Mastercard® is a Mastercard from MBNA Canada with an annual fee of C$0. Here is what we hold on it, and what we do not.

Annual feeC$0per yearChecked mbna.ca
Apply on MBNA CanadaCompare this card
Opens MBNA Canada’s site
Ledger entry

The receipt

Every cost line we hold for the MBNA Smart Cash Platinum Plus® Mastercard®, exactly as recorded.

Annual fee
C$0Checked mbna.ca
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked mbna.ca
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the MBNA Smart Cash Platinum Plus® Mastercard®. That may mean there isn’t one, or simply that we have not recorded it — MBNA Canada’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the MBNA Smart Cash Platinum Plus® Mastercard®. Rather than print a multiplier we cannot source, this stays blank until MBNA Canada’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the MBNA Smart Cash Platinum Plus® Mastercard®?

You'll finish the application on MBNA Canada's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens MBNA Canada’s site
Questions

Questions about the MBNA Smart Cash Platinum Plus® Mastercard®

How much is the MBNA Smart Cash Platinum Plus® Mastercard® annual fee?

The MBNA Smart Cash Platinum Plus® Mastercard® has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the MBNA Smart Cash Platinum Plus® Mastercard® earn?

We could not verify the MBNA Smart Cash Platinum Plus® Mastercard®'s earn rates, so we do not print a multiplier. Check them on MBNA Canada's own site.

What network is the MBNA Smart Cash Platinum Plus® Mastercard® on?

The MBNA Smart Cash Platinum Plus® Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the MBNA Smart Cash Platinum Plus® Mastercard® available in Canada?

Yes — the MBNA Smart Cash Platinum Plus® Mastercard® is issued by MBNA Canada and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the MBNA Smart Cash Platinum Plus® Mastercard® figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: earn rates and welcome offer. Check them with MBNA Canada. Terms can change without notice, so confirm the current details with MBNA Canada before you apply.