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Mastercard2/4 on file
✓ Annual fee checked
Fairstone Financial · Mastercard

First National Home Equity Secured Mastercard®

No Annual FeeSecured

The First National Home Equity Secured Mastercard® is a Mastercard from Fairstone Financial with an annual fee of C$0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with Fairstone Financial: credit requirement. Fairstone Financial’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$0per yearChecked firstnational.ca
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Fairstone FinancialCompare this card
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Ledger entry

The receipt

Every cost line we hold for the First National Home Equity Secured Mastercard®, exactly as recorded.

Annual fee
C$0Checked firstnational.ca
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmedNot published by the issuer where we checked ()
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Fairstone Financial
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the First National Home Equity Secured Mastercard®. That may mean there isn’t one, or simply that we have not recorded it — Fairstone Financial’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the First National Home Equity Secured Mastercard®. Rather than print a multiplier we cannot source, this stays blank until Fairstone Financial’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • No annual fee
  • High credit limits up to $500,000 based on home equity
  • Mastercard Zero Liability Protection against unauthorized use
  • Convenient cash advances available at any ABM
  • Additional card available for co-applicant registered on title
Next step

Ready to apply for the First National Home Equity Secured Mastercard®?

You'll finish the application on Fairstone Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Fairstone Financial’s site
Questions

Questions about the First National Home Equity Secured Mastercard®

How much is the First National Home Equity Secured Mastercard® annual fee?

The First National Home Equity Secured Mastercard® has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the First National Home Equity Secured Mastercard® earn?

Fairstone Financial does not publish category earn rates for the First National Home Equity Secured Mastercard® where we checked (October 2026), so we do not print a multiplier.

What network is the First National Home Equity Secured Mastercard® on?

The First National Home Equity Secured Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the First National Home Equity Secured Mastercard® available in Canada?

Yes — the First National Home Equity Secured Mastercard® is issued by Fairstone Financial and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the First National Home Equity Secured Mastercard® figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with Fairstone Financial: credit requirement. Not published by Fairstone Financial where we checked: foreign transaction fee, purchase APR, earn rates and welcome offer. Terms can change without notice, so confirm the current details with Fairstone Financial before you apply.