Visa No-Fee Gold
Discontinued for new applicants per issuer-site verification 2026-08-18 (confidence: high). Evidence: Desjardins' own page https://www.desjardins.com/ca/personal/loans-credit/private-label-cards/index.jsp is titled 'Cards no longer available' and opens 'some of our cards are no longer open to new applicants'. This card is listed there. Distinct from the 6 private-label retail rows: these 9 are closed to NEW applicants but existing holders can keep using them.
The Visa No-Fee Gold is a Visa card from Desjardins. We have not yet confirmed its annual fee against Desjardins's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.
Not yet checked with Desjardins: foreign transaction fee. Desjardins’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Visa No-Fee Gold, exactly as recorded.
- Annual fee
- Not confirmed
- Supplementary card
- Not confirmed
- Foreign transaction
- 2.5%Not yet checked with Desjardins
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
The welcome offer
We hold no published welcome offer for the Visa No-Fee Gold. That may mean there isn’t one, or simply that we have not recorded it — Desjardins’s own page is the place to check.
What it earns
We hold no category earn rates for the Visa No-Fee Gold. Rather than print a multiplier we cannot source, this stays blank until Desjardins’s own terms give us one.
Ready to apply for the Visa No-Fee Gold?
We hold no application link for this card. Desjardins takes applications on their own site — or compare the alternatives we do have links for.