Modulo Visa
Discontinued for new applicants per issuer-site verification 2026-08-18 (confidence: high). Evidence: Desjardins' own page https://www.desjardins.com/ca/personal/loans-credit/private-label-cards/index.jsp is titled 'Cards no longer available' and opens 'some of our cards are no longer open to new applicants'. This card is listed there. Distinct from the 6 private-label retail rows: these 9 are closed to NEW applicants but existing holders can keep using them.
The Modulo Visa is a Visa card from Desjardins with an annual fee of C$50. Here is what we hold on it, and what we do not.
Not yet checked with Desjardins: annual fee and foreign transaction fee. Desjardins’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Modulo Visa, exactly as recorded.
- Annual fee
- C$50Not yet checked with Desjardins
- Supplementary card
- Not confirmed
- Foreign transaction
- 2.5%Not yet checked with Desjardins
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
The welcome offer
We hold no published welcome offer for the Modulo Visa. That may mean there isn’t one, or simply that we have not recorded it — Desjardins’s own page is the place to check.
What it earns
We hold no category earn rates for the Modulo Visa. Rather than print a multiplier we cannot source, this stays blank until Desjardins’s own terms give us one.
Ready to apply for the Modulo Visa?
We hold no application link for this card. Desjardins takes applications on their own site — or compare the alternatives we do have links for.