Mastercard2/4 on file
✓ Annual fee checked
CIBC · Mastercard
CIBC Adapta Mastercard
The CIBC Adapta Mastercard is a Mastercard from CIBC with an annual fee of C$0. Here is what we hold on it, and what we do not.
Opens CIBC’s site
Ledger entry
The receipt
Every cost line we hold for the CIBC Adapta Mastercard, exactly as recorded.
- Annual fee
- C$0Checked cibc.com
- Supplementary card
- FreeChecked FCAC comparison tool
- Foreign transaction
- 2.5%Checked FCAC comparison tool
- Purchase APR
- 21.99%Checked FCAC comparison tool
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the CIBC Adapta Mastercard. That may mean there isn’t one, or simply that we have not recorded it — CIBC’s own page is the place to check.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the CIBC Adapta Mastercard. Rather than print a multiplier we cannot source, this stays blank until CIBC’s own terms give us one.
Next step
Ready to apply for the CIBC Adapta Mastercard?
You'll finish the application on CIBC's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens CIBC’s site
Questions
Questions about the CIBC Adapta Mastercard
How much is the CIBC Adapta Mastercard annual fee?
The CIBC Adapta Mastercard has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.
What does the CIBC Adapta Mastercard earn?
We could not verify the CIBC Adapta Mastercard's earn rates, so we do not print a multiplier. Check them on CIBC's own site.
What network is the CIBC Adapta Mastercard on?
The CIBC Adapta Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.
Is the CIBC Adapta Mastercard available in Canada?
Yes — the CIBC Adapta Mastercard is issued by CIBC and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.
When were the CIBC Adapta Mastercard figures last checked?
We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: earn rates and welcome offer. Check them with CIBC. Terms can change without notice, so confirm the current details with CIBC before you apply.