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Mastercard2/4 on file
✓ Annual fee checked
ATB Financial · Mastercard

ATB Preferred Variable-Rate Mastercard

Low Interest

The ATB Preferred Variable-Rate Mastercard is a Mastercard from ATB Financial with an annual fee of C$29. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026). Not yet checked with ATB Financial: credit requirement. ATB Financial’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$29per yearChecked atb.com
Apply on ATB FinancialCompare this card
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Ledger entry

The receipt

Every cost line we hold for the ATB Preferred Variable-Rate Mastercard, exactly as recorded.

Annual fee
C$29Checked atb.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with ATB Financial
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the ATB Preferred Variable-Rate Mastercard. That may mean there isn’t one, or simply that we have not recorded it — ATB Financial’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the ATB Preferred Variable-Rate Mastercard. Rather than print a multiplier we cannot source, this stays blank until ATB Financial’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Variable interest rate as low as prime +5% for purchases and prime +6% for cash advances
  • Low annual fee of $29
  • Personalize your card with MyPic
  • Up to 25% off car rentals at Avis and Budget
  • Credit limit of up to $50,000
  • Free additional cards
Next step

Ready to apply for the ATB Preferred Variable-Rate Mastercard?

You'll finish the application on ATB Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens ATB Financial’s site
Questions

Questions about the ATB Preferred Variable-Rate Mastercard

How much is the ATB Preferred Variable-Rate Mastercard annual fee?

The ATB Preferred Variable-Rate Mastercard has an annual fee of C$29. Weigh that against the rewards and perks you will actually use.

What does the ATB Preferred Variable-Rate Mastercard earn?

We could not verify the ATB Preferred Variable-Rate Mastercard's earn rates, so we do not print a multiplier. Check them on ATB Financial's own site.

What network is the ATB Preferred Variable-Rate Mastercard on?

The ATB Preferred Variable-Rate Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the ATB Preferred Variable-Rate Mastercard available in Canada?

Yes — the ATB Preferred Variable-Rate Mastercard is issued by ATB Financial and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the ATB Preferred Variable-Rate Mastercard figures last checked?

We checked its annual fee in October 2026, against a published document. Not yet checked with ATB Financial: credit requirement. We could not verify, so we do not print: foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with ATB Financial. Terms can change without notice, so confirm the current details with ATB Financial before you apply.