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Amex2/4 on file
✓ Annual fee checked
American Express Canada · Amex

American Express Essential™ Credit Card

Low Interest

The American Express Essential™ Credit Card is an Amex card from American Express Canada with an annual fee of C$25. Here is what we hold on it, and what we do not.

Annual feeC$25per yearChecked FCAC comparison tool
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Ledger entry

The receipt

Every cost line we hold for the American Express Essential™ Credit Card, exactly as recorded.

Annual fee
C$25Checked FCAC comparison tool
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
12.99%Checked FCAC comparison tool
Income requirement
Not confirmed
Network
Amex
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the American Express Essential™ Credit Card. That may mean there isn’t one, or simply that we have not recorded it — American Express Canada’s own page is the place to check.

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Rewards

What it earns

No earn rates on file

We hold no category earn rates for the American Express Essential™ Credit Card. Rather than print a multiplier we cannot source, this stays blank until American Express Canada’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the American Express Essential™ Credit Card?

You'll finish the application on American Express Canada's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens American Express Canada’s site
Questions

Questions about the American Express Essential™ Credit Card

How much is the American Express Essential™ Credit Card annual fee?

The American Express Essential™ Credit Card has an annual fee of C$25. Weigh that against the rewards and perks you will actually use.

What does the American Express Essential™ Credit Card earn?

We could not verify the American Express Essential™ Credit Card's earn rates, so we do not print a multiplier. Check them on American Express Canada's own site.

What network is the American Express Essential™ Credit Card on?

The American Express Essential™ Credit Card runs on the Amex network, which determines where it is accepted and which network-level benefits apply.

Is the American Express Essential™ Credit Card available in Canada?

Yes — the American Express Essential™ Credit Card is issued by American Express Canada and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the American Express Essential™ Credit Card figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: earn rates and welcome offer. Check them with American Express Canada. Terms can change without notice, so confirm the current details with American Express Canada before you apply.