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State · AU-VIC

Credit cards in Victoria

Every card we hold for Australia, with issuers our Victoria research names listed first. We do not yet hold region limits for cards in Australia, so some cards here may restrict who can apply — a credit union's membership rules, for example. The issuer's own page is the place to check.

*we hold no sourced notes specific to Victoria yet, so this page lists cards only.

223
cards in the Australia catalogue
5
regional issuers with branches here
5 regional networks

Card issuers with branches in Victoria

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means at least 90% of the issuer's branches are in at most 2 states and territories, this one among them.

Regional network

Hume Bank

6 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 6 branches of "Hume Bank Limited" in Victoria, out of 16 branches in 2 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Hume Bank · 3 on file

Regional network

BankVic

4 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 4 branches of "Police Financial Services Limited" in Victoria, out of 4 branches in 1 state or territory.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

BankVic · 2 on file

Regional network

Bank First

2 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 2 branches of "Victoria Teachers Limited" in Victoria, out of 2 branches in 1 state or territory.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Bank First · 4 on file

Bank FirstVisa

Visa Platinum Credit Card

Visa card issued by Bank First.

Low InterestNo FX Fee
Annual feeA$99per year
Top earn rateCheck on Bank First’s site
Regional network

First Option Bank

1 branch in Victoria

APRA's points-of-presence statistics (2026-06) lists 1 branches of "First Option Bank Ltd" in Victoria, out of 2 branches in 2 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

First Option Bank · 1 on file

Regional network

Woolworths Team Bank

1 branch in Victoria

APRA's points-of-presence statistics (2026-06) lists 1 branches of "Woolworths Team Bank Limited" in Victoria, out of 2 branches in 2 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Woolworths Team Bank · 1 on file

Wider network

Bendigo and Adelaide Bank

188 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 188 branches of "Bendigo and Adelaide Bank Limited" in Victoria, out of 407 branches in 8 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Bendigo and Adelaide Bank · 6 on file

Bendigo and Adelaide BankMastercard

Bendigo Business Credit Card

Mastercard issued by Bendigo and Adelaide Bank.

Business
Annual feeA$4/monthA$48/yr
Top earn rateNot published by Bendigo and Adelaide Bank
Wider network

National Australia Bank (NAB)

112 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 112 branches of "National Australia Bank Limited" in Victoria, out of 413 branches in 8 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

National Australia Bank (NAB) · 12 on file

Wider network

ANZ

67 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 67 branches of "Australia and New Zealand Banking Group Limited" in Victoria, out of 284 branches in 8 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

ANZ · 11 on file

ANZVisa

ANZ Qantas Business Rewards

Earn 100,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 3 months from approval of your new card. Plus earn an additional 50,000 bonus Qantas Points when you keep the card for over 15 months.

AirlineBusiness
Annual feeA$300per year
Top earn rateNot confirmed · check with ANZ
Wider network

Bank Australia

8 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 8 branches of "Bank Australia Limited" in Victoria, out of 14 branches in 4 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Bank Australia · 3 on file

Wider network

Bank of Queensland (BOQ)

6 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 6 branches of "Bank of Queensland Limited" in Victoria, out of 97 branches in 8 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Bank of Queensland (BOQ) · 4 on file

Wider network

Defence Bank

6 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 6 branches of "Defence Bank Limited" in Victoria, out of 25 branches in 7 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Defence Bank · 1 on file

Wider network

Great Southern Bank

6 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 6 branches of "Credit Union Australia Ltd" in Victoria, out of 26 branches in 4 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Great Southern Bank · 2 on file

Wider network

HSBC Australia

6 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 6 branches of "HSBC Bank Australia Limited" in Victoria, out of 20 branches in 5 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

HSBC Australia · 2 on file

Wider network

Beyond Bank Australia

5 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 5 branches of "Beyond Bank Australia Limited" in Victoria, out of 51 branches in 5 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Beyond Bank Australia · 1 on file

Wider network

Bank of China

4 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 4 branches of "Bank of China Limited" in Victoria, out of 14 branches in 5 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Wider network

Australian Military Bank

3 branches in Victoria

APRA's points-of-presence statistics (2026-06) lists 3 branches of "Australian Military Bank Ltd" in Victoria, out of 18 branches in 7 states and territories.

Source: APRA points of presence (apra.gov.au) · read 20 Oct 2026

Australian Military Bank · 1 on file

The ledger

Other cards in Australia

Showing 24 of 165

Listed fullest record first — fee, earn rate, welcome offer and annual-fee check on file — not by merit. A blank on a tile is a figure we do not hold.

Bank of MelbourneVisa

Amplify Qantas Platinum

Earn up to 100,000 bonus Qantas Points~ — 70,000 Qantas Points in year 1 if you spend $4k+ on eligible purchases† within 90 days of new card approval and an extra 30,000 points with $4k+ spend on eligible purchases† within 90 days of card anniversary in year 2. New cards only.

AirlinePoints
Annual feeA$175per year
Top earn rateNot confirmed · check with Bank of Melbourne
St.George BankVisa

Amplify Qantas Platinum

Earn up to 100,000 bonus Qantas Points~ — 70,000 Qantas Points in year 1 if you spend $4k+ on eligible purchases† within 90 days of new card approval and an extra 30,000 points with $4k+ spend on eligible purchases† within 90 days of card anniversary in year 2. New cards only.

AirlinePoints
Annual feeA$175per year
Top earn rateNot confirmed · check with St.George Bank
BankSAVisa

Amplify Qantas Platinum

Earn up to 100,000 bonus Qantas Points~ — 70,000 Qantas Points in year 1 if you spend $4k+ on eligible purchases† within 90 days of new card approval and an extra 30,000 points with $4k+ spend on eligible purchases† within 90 days of card anniversary in year 2. New cards only.

AirlinePoints
Annual feeA$175per year
Top earn rateNot confirmed · check with BankSA
BankSAVisa

Amplify Qantas Signature

Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases† within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases† within 90 days of card anniversary in year 2.

AirlineLounge Access
Annual feeA$295per year
Top earn rateNot confirmed · check with BankSA
St.George BankVisa

Amplify Qantas Signature

Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases† within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases† within 90 days of card anniversary in year 2.

AirlineLounge Access
Annual feeA$295per year
Top earn rateNot confirmed · check with St.George Bank
Bank of MelbourneVisa

Amplify Qantas Signature

Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases† within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases† within 90 days of card anniversary in year 2.

AirlineLounge Access
Annual feeA$295per year
Top earn rateNot confirmed · check with Bank of Melbourne
BankSAVisa

Amplify Rewards Platinum

Earn up to 100,000 bonus Amplify Points* — 75,000 Amplify Points in year 1 if you spend $3k+ on eligible purchases† within 90 days of new card approval and an extra 25,000 points after your first eligible purchase in year 2. Plus, a $99 first year card fee (reverts to $175 p.a. thereafter)**.

PointsPremium
Annual feeA$175per year
Top earn rateNot confirmed · check with BankSA
Bank of MelbourneVisa

Amplify Rewards Platinum

Earn up to 100,000 bonus Amplify Points* — 75,000 Amplify Points in year 1 if you spend $3k+ on eligible purchases† within 90 days of new card approval and an extra 25,000 points after your first eligible purchase in year 2. Plus, a $99 first year card fee (reverts to $175 p.a. thereafter)**.

PointsPremium
Annual feeA$175per year
Top earn rateNot confirmed · check with Bank of Melbourne
St.George BankVisa

Amplify Rewards Platinum

Earn up to 100,000 bonus Amplify Points* — 75,000 Amplify Points in year 1 if you spend $3k+ on eligible purchases† within 90 days of new card approval and an extra 25,000 points after your first eligible purchase in year 2. Plus, a $99 first year card fee (reverts to $175 p.a. thereafter)**.

PointsPremium
Annual feeA$175per year
Top earn rateNot confirmed · check with St.George Bank
WestpacMastercard

Westpac Altitude Rewards Black

Get up to 200,000 bonus Altitude Rewards Points[#] — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases[#] within 12 months of new card approval and an extra 100,000 points with $12k+ spend on eligible purchases[#] in year 2.

PointsPremium
Annual feeA$295per year
Top earn rateNot confirmed · check with Westpac
Bank of usVisa

Bank of us Visa Credit Card

Visa card issued by Bank of us.

Low Interest
Annual feeA$39per year
Top earn rateNot published by Bank of us

The full Australia catalogue →

Questions

Victoria: the short answers

Which card issuers have branches in Victoria?

Regional issuers in our catalogue with branches in Victoria, with their branch count: Hume Bank (6), BankVic (4), Bank First (2), First Option Bank (1), Woolworths Team Bank (1). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: APRA points of presence.)