Skip to content
Visa2/4 on file
✓ Annual fee checked
National Australia Bank (NAB) · Visa

NAB Low Fee Card

The NAB Low Fee Card is a Visa card from National Australia Bank (NAB) with an annual fee of A$49. Here is what we hold on it, and what we do not.

Annual feeA$49per yearChecked nab.com.au
Welcome offerA$250estimated valueChecked nab.com.au
Opens National Australia Bank (NAB)’s site
Ledger entry

The receipt

Every cost line we hold for the NAB Low Fee Card, exactly as recorded.

Annual fee
A$49Checked nab.com.au
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
22.49%Checked nab.com.au
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the NAB Low Fee Card, but not the terms that earn them — National Australia Bank (NAB)’s own page says what you need to do.

Est. valueA$250Checked nab.com.au
Min. spendA$1,500within 90 daysChecked nab.com.au
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the NAB Low Fee Card. Rather than print a multiplier we cannot source, this stays blank until National Australia Bank (NAB)’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • Complimentary purchase protection insurance
  • Complimentary mobile phone insurance
  • Visa Entertainment special offers
  • NAB Defence fraud protection
  • Digital wallet payments (Apple Pay, Google Pay, etc.)
  • Click to Pay online checkout
  • Additional cardholder at no extra cost
  • Up to 44 interest-free days on purchases
Next step

Ready to apply for the NAB Low Fee Card?

You'll finish the application on National Australia Bank (NAB)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens National Australia Bank (NAB)’s site
Questions

Questions about the NAB Low Fee Card

How much is the NAB Low Fee Card annual fee?

The NAB Low Fee Card has an annual fee of A$49. Weigh that against the rewards and perks you will actually use.

What does the NAB Low Fee Card earn?

National Australia Bank (NAB)'s site restricts automated access, so we could not read the NAB Low Fee Card's earn rates and do not print a multiplier. Check them on National Australia Bank (NAB)'s own site.

What network is the NAB Low Fee Card on?

The NAB Low Fee Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the NAB Low Fee Card available in Australia?

Yes — the NAB Low Fee Card is issued by National Australia Bank (NAB) and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the NAB Low Fee Card figures last checked?

We checked its annual fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. National Australia Bank (NAB)'s site restricts access, so we could not check: foreign transaction fee and earn rates. We could not verify, so we do not print: welcome offer. Check them with National Australia Bank (NAB). Terms can change without notice, so confirm the current details with National Australia Bank (NAB) before you apply.