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Card0/4 on file
Annual fee not yet checked
Zip · Card

Zip Business (line of credit, powered by Prospa)

Discontinued

Retired 2026-09-09: business line of credit, not a credit card; not on https://zip.co/au product lineup (verified 2026-09-09).

Business

The Zip Business (line of credit, powered by Prospa) is a credit card from Zip. We have not yet confirmed its annual fee against Zip's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.

Annual feeNot confirmed
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through Zip directly
Ledger entry

The receipt

Every cost line we hold for the Zip Business (line of credit, powered by Prospa), exactly as recorded.

Annual fee
Not confirmed
Supplementary card
Not confirmed
Foreign transaction
Not confirmed
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Zip Business (line of credit, powered by Prospa). That may mean there isn’t one, or simply that we have not recorded it — Zip’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Zip Business (line of credit, powered by Prospa). Rather than print a multiplier we cannot source, this stays blank until Zip’s own terms give us one.

Included

Perks & benefits

Card benefits

  • Access up to $150,000 in ongoing credit line
  • Only pay interest on funds used
  • Fast online application with same-day decision for loans under $150K
  • Funds can be available within the hour once settled
Next step

Ready to apply for the Zip Business (line of credit, powered by Prospa)?

We hold no application link for this card. Zip takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the Zip Business (line of credit, powered by Prospa)

How much is the Zip Business (line of credit, powered by Prospa) annual fee?

We hold no annual fee figure for the Zip Business (line of credit, powered by Prospa) that has been confirmed against Zip's published terms, so we do not print one. Check the current annual fee on Zip's own page before you apply.

What does the Zip Business (line of credit, powered by Prospa) earn?

We hold no category earn rates for the Zip Business (line of credit, powered by Prospa). It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from Zip's terms.

What network is the Zip Business (line of credit, powered by Prospa) on?

We hold no card network on record for the Zip Business (line of credit, powered by Prospa). The network determines where a card is accepted and which network-level benefits apply, so confirm it with Zip before you apply.

Is the Zip Business (line of credit, powered by Prospa) available in Australia?

No — Zip no longer offers the Zip Business (line of credit, powered by Prospa) to new applicants. This page is kept as a record; compare the cards Zip and others offer in Australia today.

How current is this Zip Business (line of credit, powered by Prospa) information?

No figure we hold for the Zip Business (line of credit, powered by Prospa) has been checked against a published document yet, so we show no check date. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Zip before you apply.