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Mastercard2/4 on file
✓ Annual fee checked
WebBank · Mastercard

Gemini Credit Card

No Annual FeeNo FX FeeRewardsSecured

The Gemini Credit Card is a Mastercard from WebBank with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with WebBank: credit requirement. WebBank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked gemini.com
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on WebBankCompare this card
Opens WebBank’s site
Ledger entry

The receipt

Every cost line we hold for the Gemini Credit Card, exactly as recorded.

Annual fee
$0Checked gemini.com
Supplementary card
Not confirmed
Foreign transaction
NoneChecked gemini.com
Purchase APR
16.49%–34.49%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with WebBank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Gemini Credit Card. That may mean there isn’t one, or simply that we have not recorded it — WebBank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Gemini Credit Card. Rather than print a multiplier we cannot source, this stays blank until WebBank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • No annual fee
  • No foreign transaction fees
  • Earn bitcoin or 50+ cryptocurrencies as rewards
  • Instant reward deposits upon transaction posting
  • 10% back at select partner brands via Vault Rewards
  • Refer-a-friend program earning up to $5,000 in crypto
  • Integration with popular budgeting apps
Next step

Ready to apply for the Gemini Credit Card?

You'll finish the application on WebBank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens WebBank’s site
Questions

Questions about the Gemini Credit Card

How much is the Gemini Credit Card annual fee?

The Gemini Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Gemini Credit Card earn?

We could not verify the Gemini Credit Card's earn rates, so we do not print a multiplier. Check them on WebBank's own site.

What network is the Gemini Credit Card on?

The Gemini Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Gemini Credit Card available in United States?

Yes — the Gemini Credit Card is issued by WebBank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Gemini Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with WebBank: credit requirement. Not published by WebBank where we checked: welcome offer. We could not verify, so we do not print: earn rates. Check them with WebBank. Terms can change without notice, so confirm the current details with WebBank before you apply.