Upgrade Life Rewards Card
Cross River Bank no longer offers this card to new applicants. The details below are kept as a record and may be out of date.
The Upgrade Life Rewards Card is a Visa card from Cross River Bank. We have not yet confirmed its annual fee against Cross River Bank's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.
Bank with branches in: Delaware (1), New Jersey (1). Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the Upgrade Life Rewards Card, exactly as recorded.
- Annual fee
- Not confirmed
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmed
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
The welcome offer
We hold no published welcome offer for the Upgrade Life Rewards Card. That may mean there isn’t one, or simply that we have not recorded it — Cross River Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the Upgrade Life Rewards Card. Rather than print a multiplier we cannot source, this stays blank until Cross River Bank’s own terms give us one.
Ready to apply for the Upgrade Life Rewards Card?
We hold no application link for this card. Cross River Bank takes applications on their own site — or compare the alternatives we do have links for.