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Visa0/4 on file
Annual fee: issuer restricts access
Cross River Bank · Visa

Karat Max (3X Rewards Card)

BusinessRewards

The Karat Max (3X Rewards Card) is a Visa card from Cross River Bank. Cross River Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Cross River Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Cross River Bank: credit requirement. Cross River Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Cross River BankCompare this card
Opens Cross River Bank’s site

Bank with branches in: Delaware (1), New Jersey (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Karat Max (3X Rewards Card), exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Cross River Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Karat Max (3X Rewards Card). That may mean there isn’t one, or simply that we have not recorded it — Cross River Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Karat Max (3X Rewards Card). Rather than print a multiplier we cannot source, this stays blank until Cross River Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Trip Interruption Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Travel and Emergency Assistance
  • Purchase Security
  • Zero Liability Protection
  • Return Protection
  • Custom laser-etched metal card
  • Virtual cards and team spending controls
  • AI Bookkeeping and financial reports
Next step

Ready to apply for the Karat Max (3X Rewards Card)?

You'll finish the application on Cross River Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Cross River Bank’s site
Questions

Questions about the Karat Max (3X Rewards Card)

How much is the Karat Max (3X Rewards Card) annual fee?

We could not verify the Karat Max (3X Rewards Card)'s annual fee, so we do not print one. Check the current annual fee on Cross River Bank's own site before you apply.

What does the Karat Max (3X Rewards Card) earn?

We could not verify the Karat Max (3X Rewards Card)'s earn rates, so we do not print a multiplier. Check them on Cross River Bank's own site.

What network is the Karat Max (3X Rewards Card) on?

The Karat Max (3X Rewards Card) runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Karat Max (3X Rewards Card) available in United States?

Yes — the Karat Max (3X Rewards Card) is issued by Cross River Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this Karat Max (3X Rewards Card) information?

No figure we hold for the Karat Max (3X Rewards Card) has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with Cross River Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Cross River Bank before you apply.