NEA RateSmart® Mastercard®
The NEA RateSmart® Mastercard® is a Mastercard from Bank of America. We couldn't verify its annual fee with Bank of America, so we leave it blank — check it on Bank of America's own site. Here is what we hold on it, and what we do not.
Bank with branches in: California (675), Florida (406), Texas (310), New York (248), New Jersey (176), Massachusetts (145), Georgia (129), Illinois (118) and 31 more. Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the NEA RateSmart® Mastercard®, exactly as recorded.
- Supplementary card
- Not confirmed · check with Bank of America
- Foreign transaction
- Not confirmed · check with Bank of America
- Purchase APR
- Not confirmed · check with Bank of America
- Income requirement
- Not confirmed · check with Bank of America
- Network
- Mastercard
- Credit needed
- Not confirmed · check with Bank of America
The welcome offer
We hold no published welcome offer for the NEA RateSmart® Mastercard®. That may mean there isn’t one, or simply that we have not recorded it — Bank of America’s own page is the place to check.
What it earns
We hold no category earn rates for the NEA RateSmart® Mastercard®. Rather than print a multiplier we cannot source, this stays blank until Bank of America’s own terms give us one.
Ready to apply for the NEA RateSmart® Mastercard®?
We hold no application page for this card. The link below opens Bank of America's homepage, not a page for this card — find the card there, and check the fee and offer before you commit.