3 cards side by side

Cash Rewards Visa® Credit Card vs Classic Visa® Credit Card vs Points Rewards Visa® Credit Card

At a glance

Same foreign transaction fee on all 3: 1%.

Cash Rewards Visa® Credit Card compared with Classic Visa® Credit Card compared with Points Rewards Visa® Credit Card
4 of 8 rows have data	Cash Rewards Visa® Credit CardState Employees' Credit Union (SECU)3 of 8 facts on file · annual fee not yet checked	Classic Visa® Credit CardState Employees' Credit Union (SECU)3 of 8 facts on file · annual fee not yet checked	Points Rewards Visa® Credit CardState Employees' Credit Union (SECU)4 of 8 facts on file · annual fee not yet checked
Top earn ratesPer unit of currency spent, as the card states it. Not ranked: points in different programs aren't worth the same, and most rates don't record their unit.	Not confirmed	Not confirmed	3x on gas · 2x on dining · 1.5x on everything else
Foreign transaction feeSame on allAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.	1%Not yet checked with State Employees' Credit Union (SECU)	1%Not yet checked with State Employees' Credit Union (SECU)	1%
Listed underThe sections of this site the card appears in.	Cash Back, Rewards	Low Interest	Points, Rewards
NetworkSame on allWhere the card is accepted.	Visa	Visa	Visa
Apply	Apply	Apply	Apply

Cash Rewards Visa® Credit CardState Employees' Credit Union (SECU)3 of 8 facts on file · annual fee not yet checked
Classic Visa® Credit CardState Employees' Credit Union (SECU)3 of 8 facts on file · annual fee not yet checked
Points Rewards Visa® Credit CardState Employees' Credit Union (SECU)4 of 8 facts on file · annual fee not yet checked

Top earn ratesPer unit of currency spent, as the card states it. Not ranked: points in different programs aren't worth the same, and most rates don't record their unit.

Cash Rewards Visa® Credit Card: Not confirmed
Classic Visa® Credit Card: Not confirmed
Points Rewards Visa® Credit Card: 3x on gas · 2x on dining · 1.5x on everything else

Foreign transaction feeSame on allAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.

Cash Rewards Visa® Credit Card: 1%Not yet checked with State Employees' Credit Union (SECU)
Classic Visa® Credit Card: 1%Not yet checked with State Employees' Credit Union (SECU)
Points Rewards Visa® Credit Card: 1%

Listed underThe sections of this site the card appears in.

Cash Rewards Visa® Credit Card: Cash Back, Rewards
Classic Visa® Credit Card: Low Interest
Points Rewards Visa® Credit Card: Points, Rewards

NetworkSame on allWhere the card is accepted.

Cash Rewards Visa® Credit Card: Visa
Classic Visa® Credit Card: Visa
Points Rewards Visa® Credit Card: Visa

Apply

Not confirmed for any of these cards: Annual fee, Purchase interest (APR), Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Cash Rewards Visa® Credit Card
Classic Visa® Credit Card
Points Rewards Visa® Credit Card

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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Cash Rewards Visa® Credit Card review Classic Visa® Credit Card review Points Rewards Visa® Credit Card review

Questions

Frequently asked

Can I hold Cash Rewards Visa® Credit Card, Classic Visa® Credit Card and Points Rewards Visa® Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in United States?

Every card in this comparison is issued for United States. Approval depends on each issuer's credit and income criteria.