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VISA Namaste Credit Card vs RuPay Dhan Samriddhi Credit Card vs RuPay Dhan Vriddhi Credit Card

At a glance
  • Annual fee: not confirmed for VISA Namaste Credit Card, so we don't say which is lower.
  1. VISA Namaste Credit CardDhanlaxmi Bank1 of 8 facts on file · annual fee not yet checked
  2. RuPay Dhan Samriddhi Credit CardDhanlaxmi Bank3 of 8 facts on file · annual fee checked Sep 2026
  3. RuPay Dhan Vriddhi Credit CardDhanlaxmi Bank3 of 8 facts on file · annual fee checked Sep 2026
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for VISA Namaste Credit Card, so no card is marked lower.
VISA Namaste Credit Card
Not confirmed
RuPay Dhan Samriddhi Credit Card
₹800
RuPay Dhan Vriddhi Credit Card
₹400
Welcome offerAs the issuer describes it. Offers change often, so check the terms before you apply.
VISA Namaste Credit Card
Not confirmed
RuPay Dhan Samriddhi Credit Card
Welcome Bonus (1000 points for spends > Rs.10,000 within 90 days of issuance)
RuPay Dhan Vriddhi Credit Card
Welcome Bonus (1000 points for spends > Rs.10,000 within 90 days of issuance)
Listed underThe sections of this site the card appears in.
VISA Namaste Credit Card
Not confirmed
RuPay Dhan Samriddhi Credit Card
Lounge Access, Premium, Welcome Bonus
RuPay Dhan Vriddhi Credit Card
Lounge Access, Premium, Welcome Bonus
NetworkWhere the card is accepted.
VISA Namaste Credit Card
Visa
RuPay Dhan Samriddhi Credit Card
Not confirmed
RuPay Dhan Vriddhi Credit Card
Not confirmed
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Not confirmed for any of these cards: Purchase interest (APR), Foreign transaction fee, Top earn rates, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Your cards · 3 of 4
  • VISA Namaste Credit Card
  • RuPay Dhan Samriddhi Credit Card
  • RuPay Dhan Vriddhi Credit Card
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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

VISA Namaste Credit Card reviewRuPay Dhan Samriddhi Credit Card reviewRuPay Dhan Vriddhi Credit Card review
Questions

Frequently asked

Can I hold VISA Namaste Credit Card, RuPay Dhan Samriddhi Credit Card and RuPay Dhan Vriddhi Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in India?

Every card in this comparison is issued for India. Approval depends on each issuer's credit and income criteria.