4 cards side by side

DCB novio Credit Card vs DCB PayLess Platinum Card vs DCB PayLess Select Card vs DCB ZET Credit Card

At a glance

Lowest foreign transaction fee: DCB ZET Credit Card — 2.49%, vs DCB novio Credit Card 2.5%, DCB PayLess Platinum Card 3.5% and DCB PayLess Select Card 3.5%.
Purchase interest (APR): not confirmed for DCB PayLess Platinum Card and DCB PayLess Select Card, so we don't say which is lower.

DCB novio Credit Card compared with DCB PayLess Platinum Card compared with DCB PayLess Select Card compared with DCB ZET Credit Card
3 of 8 rows have data	DCB novio Credit CardDCB Bank2 of 8 facts on file · annual fee not yet checked	DCB PayLess Platinum CardDCB Bank2 of 8 facts on file · annual fee not yet checked	DCB PayLess Select CardDCB Bank2 of 8 facts on file · annual fee not yet checked	DCB ZET Credit CardDCB Bank2 of 8 facts on file · annual fee not yet checked
Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.	2.5%	3.5%	3.5%	2.49%Lower
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for DCB PayLess Platinum Card and DCB PayLess Select Card, so no card is marked lower.	36%	Not confirmed	Not confirmed	42%
Listed underThe sections of this site the card appears in.	Not confirmed	Premium	Premium	Not confirmed
Apply	Apply	Apply	Apply	Apply

DCB novio Credit CardDCB Bank2 of 8 facts on file · annual fee not yet checked
DCB PayLess Platinum CardDCB Bank2 of 8 facts on file · annual fee not yet checked
DCB PayLess Select CardDCB Bank2 of 8 facts on file · annual fee not yet checked
DCB ZET Credit CardDCB Bank2 of 8 facts on file · annual fee not yet checked

Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.

DCB novio Credit Card: 2.5%
DCB PayLess Platinum Card: 3.5%
DCB PayLess Select Card: 3.5%
DCB ZET Credit Card: 2.49%Lower

Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for DCB PayLess Platinum Card and DCB PayLess Select Card, so no card is marked lower.

DCB novio Credit Card: 36%
DCB PayLess Platinum Card: Not confirmed
DCB PayLess Select Card: Not confirmed
DCB ZET Credit Card: 42%

Listed underThe sections of this site the card appears in.

DCB novio Credit Card: Not confirmed
DCB PayLess Platinum Card: Premium
DCB PayLess Select Card: Premium
DCB ZET Credit Card: Not confirmed

Apply

Not confirmed for any of these cards: Annual fee, Top earn rates, Welcome offer, Rewards program, Network. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Your cards · 4 of 4

DCB novio Credit Card
DCB PayLess Platinum Card
DCB PayLess Select Card
DCB ZET Credit Card

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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

DCB novio Credit Card review DCB PayLess Platinum Card review DCB PayLess Select Card review DCB ZET Credit Card review

Questions

Frequently asked

Can I hold DCB novio Credit Card, DCB PayLess Platinum Card, DCB PayLess Select Card and DCB ZET Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in India?

Every card in this comparison is issued for India. Approval depends on each issuer's credit and income criteria.