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Cartão Pernambucanas (Nacional / PL) vs Cartão Pernambucanas Elo Flex vs Cartão Pernambucanas Elo Grafite vs Cartão Pernambucanas Elo Mais

At a glance
  • Annual fee: not confirmed for Cartão Pernambucanas (Nacional / PL), Cartão Pernambucanas Elo Flex and Cartão Pernambucanas Elo Grafite, so we don't say which is lower.
  1. Cartão Pernambucanas (Nacional / PL)Pernambucanas / Finanpe0 of 8 facts on file · annual fee not yet checked
  2. Cartão Pernambucanas Elo FlexPernambucanas / Finanpe1 of 8 facts on file · annual fee not yet checked
  3. Cartão Pernambucanas Elo GrafitePernambucanas / Finanpe3 of 8 facts on file · annual fee not yet checked
  4. Cartão Pernambucanas Elo MaisPernambucanas / Finanpe4 of 8 facts on file · annual fee checked Sep 2026
Top earn ratesPer unit of currency spent, as the card states it. Not ranked: points in different programs aren't worth the same, and most rates don't record their unit.
Cartão Pernambucanas (Nacional / PL)
Not confirmed
Cartão Pernambucanas Elo Flex
Not confirmed
Cartão Pernambucanas Elo Grafite
10% on MODA e LAR
Cartão Pernambucanas Elo Mais
10% on MODA e LAR
Welcome offerAs the issuer describes it. Offers change often, so check the terms before you apply.
Cartão Pernambucanas (Nacional / PL)
Not confirmed
Cartão Pernambucanas Elo Flex
Not confirmed
Cartão Pernambucanas Elo Grafite
Desconto de 10% na primeira compra em MODA e LAR
Cartão Pernambucanas Elo Mais
Desconto de 10% na primeira compra em lar e vestuário
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for Cartão Pernambucanas (Nacional / PL), Cartão Pernambucanas Elo Flex and Cartão Pernambucanas Elo Grafite, so no card is marked lower.
Cartão Pernambucanas (Nacional / PL)
Not confirmed
Cartão Pernambucanas Elo Flex
Not confirmed
Cartão Pernambucanas Elo Grafite
Not confirmed
Cartão Pernambucanas Elo Mais
R$21,99/monthR$263,88/yr · can be waived
Listed underThe sections of this site the card appears in.
Cartão Pernambucanas (Nacional / PL)
Not confirmed
Cartão Pernambucanas Elo Flex
Rewards
Cartão Pernambucanas Elo Grafite
Premium, Rewards
Cartão Pernambucanas Elo Mais
Premium, Rewards
Apply
Apply
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Not confirmed for any of these cards: Purchase interest (APR), Foreign transaction fee, Rewards program, Network. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Your cards · 4 of 4
  • Cartão Pernambucanas (Nacional / PL)
  • Cartão Pernambucanas Elo Flex
  • Cartão Pernambucanas Elo Grafite
  • Cartão Pernambucanas Elo Mais
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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Cartão Pernambucanas (Nacional / PL) reviewCartão Pernambucanas Elo Flex reviewCartão Pernambucanas Elo Grafite reviewCartão Pernambucanas Elo Mais review
Questions

Frequently asked

Can I hold Cartão Pernambucanas (Nacional / PL), Cartão Pernambucanas Elo Flex, Cartão Pernambucanas Elo Grafite and Cartão Pernambucanas Elo Mais at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Brazil?

Every card in this comparison is issued for Brazil. Approval depends on each issuer's credit and income criteria.