Visa2/4 on file
✓ Annual fee checked
Zip · Visa
Zip Pay (Visa card)
The Zip Pay (Visa card) is a Visa card from Zip with a fee of A$9.95 a month (A$119.40 a year). Here is what we hold on it, and what we do not.
Opens Zip’s site
Ledger entry
The receipt
Every cost line we hold for the Zip Pay (Visa card), exactly as recorded.
- Annual fee
- A$9.95/month (A$119.40/yr)Checked zip.co
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- Not confirmedWe couldn't verify this · check with the issuer
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
Issuer restricts access — check their siteWe hold no published welcome offer for the Zip Pay (Visa card). That may mean there isn’t one, or simply that we have not recorded it — Zip’s own page is the place to check.
Rewards
What it earns
No earn rates on file
Issuer restricts access — check their siteWe hold no category earn rates for the Zip Pay (Visa card). Rather than print a multiplier we cannot source, this stays blank until Zip’s own terms give us one.
Next step
Ready to apply for the Zip Pay (Visa card)?
You'll finish the application on Zip's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Zip’s site
Questions
Questions about the Zip Pay (Visa card)
How much is the Zip Pay (Visa card) annual fee?
The Zip Pay (Visa card) has an annual fee of A$119.40. Weigh that against the rewards and perks you will actually use.
What does the Zip Pay (Visa card) earn?
Zip's site restricts automated access, so we could not read the Zip Pay (Visa card)'s earn rates and do not print a multiplier. Check them on Zip's own site.
What network is the Zip Pay (Visa card) on?
The Zip Pay (Visa card) runs on the Visa network, which determines where it is accepted and which network-level benefits apply.
Is the Zip Pay (Visa card) available in Australia?
Yes — the Zip Pay (Visa card) is issued by Zip and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.
When were the Zip Pay (Visa card) figures last checked?
We checked its annual fee in September 2026, against a published document. Zip's site restricts access, so we could not check: earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee and purchase APR. Check them with Zip. Terms can change without notice, so confirm the current details with Zip before you apply.