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Visa2/4 on file
✓ Annual fee checked
Virgin Money · Visa

Virgin Money Low Rate Credit Card

Balance TransferLow InterestRewards

The Virgin Money Low Rate Credit Card is a Visa card from Virgin Money with an annual fee of A$99. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Virgin Money: credit requirement. Virgin Money’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$99per yearChecked virginmoney.com.au
Apply on Virgin MoneyCompare this card
Opens Virgin Money’s site
Ledger entry

The receipt

Every cost line we hold for the Virgin Money Low Rate Credit Card, exactly as recorded.

Annual fee
A$99Checked virginmoney.com.au
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
12.989999999999998%–12.99%Checked virginmoney.com.au
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Virgin Money
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Virgin Money Low Rate Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Virgin Money’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Virgin Money Low Rate Credit Card. Rather than print a multiplier we cannot source, this stays blank until Virgin Money’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • Up to 55 days interest free on purchases
Next step

Ready to apply for the Virgin Money Low Rate Credit Card?

You'll finish the application on Virgin Money's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Virgin Money’s site
Questions

Questions about the Virgin Money Low Rate Credit Card

How much is the Virgin Money Low Rate Credit Card annual fee?

The Virgin Money Low Rate Credit Card has an annual fee of A$99. Weigh that against the rewards and perks you will actually use.

What does the Virgin Money Low Rate Credit Card earn?

Virgin Money's site restricts automated access, so we could not read the Virgin Money Low Rate Credit Card's earn rates and do not print a multiplier. Check them on Virgin Money's own site.

What network is the Virgin Money Low Rate Credit Card on?

The Virgin Money Low Rate Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Virgin Money Low Rate Credit Card available in Australia?

Yes — the Virgin Money Low Rate Credit Card is issued by Virgin Money and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Virgin Money Low Rate Credit Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Virgin Money: credit requirement. Virgin Money's site restricts access, so we could not check: earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee. Check them with Virgin Money. Terms can change without notice, so confirm the current details with Virgin Money before you apply.