Visa2/4 on file
✓ Annual fee checked
Summerland Bank · Visa
Low Rate Credit Card
The Low Rate Credit Card is a Visa card from Summerland Bank with an annual fee of A$49. Here is what we hold on it, and what we do not.
Opens Summerland Bank’s site
Ledger entry
The receipt
Every cost line we hold for the Low Rate Credit Card, exactly as recorded.
- Annual fee
- A$49Checked summerland.com.au
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- 11.99%Checked summerland.com.au
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the Low Rate Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Summerland Bank’s own page is the place to check.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the Low Rate Credit Card. Rather than print a multiplier we cannot source, this stays blank until Summerland Bank’s own terms give us one.
Next step
Ready to apply for the Low Rate Credit Card?
You'll finish the application on Summerland Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Summerland Bank’s site
Questions
Questions about the Low Rate Credit Card
How much is the Low Rate Credit Card annual fee?
The Low Rate Credit Card has an annual fee of A$49. Weigh that against the rewards and perks you will actually use.
What does the Low Rate Credit Card earn?
We could not verify the Low Rate Credit Card's earn rates, so we do not print a multiplier. Check them on Summerland Bank's own site.
What network is the Low Rate Credit Card on?
The Low Rate Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.
Is the Low Rate Credit Card available in Australia?
Yes — the Low Rate Credit Card is issued by Summerland Bank and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.
When were the Low Rate Credit Card figures last checked?
We checked its annual fee in October 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: foreign transaction fee, earn rates and welcome offer. Check them with Summerland Bank. Terms can change without notice, so confirm the current details with Summerland Bank before you apply.