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Visa2/4 on file
✓ Annual fee checked
P&N Bank · Visa

Visa Platinum Credit Card

The Visa Platinum Credit Card is a Visa card from P&N Bank with an annual fee of A$99. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with P&N Bank: credit requirement. P&N Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$99per yearChecked pnbank.com.au
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Ledger entry

The receipt

Every cost line we hold for the Visa Platinum Credit Card, exactly as recorded.

Annual fee
A$99Checked pnbank.com.au
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with P&N Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Visa Platinum Credit Card. That may mean there isn’t one, or simply that we have not recorded it — P&N Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Visa Platinum Credit Card. Rather than print a multiplier we cannot source, this stays blank until P&N Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Apple Pay, Google Pay and Samsung Pay support
Next step

Ready to apply for the Visa Platinum Credit Card?

You'll finish the application on P&N Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens P&N Bank’s site
Questions

Questions about the Visa Platinum Credit Card

How much is the Visa Platinum Credit Card annual fee?

The Visa Platinum Credit Card has an annual fee of A$99. Weigh that against the rewards and perks you will actually use.

What does the Visa Platinum Credit Card earn?

P&N Bank does not publish category earn rates for the Visa Platinum Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Visa Platinum Credit Card on?

The Visa Platinum Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Visa Platinum Credit Card available in Australia?

Yes — the Visa Platinum Credit Card is issued by P&N Bank and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Visa Platinum Credit Card figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with P&N Bank: credit requirement. Not published by P&N Bank where we checked: foreign transaction fee, earn rates and welcome offer. We could not verify, so we do not print: purchase APR. Check them with P&N Bank. Terms can change without notice, so confirm the current details with P&N Bank before you apply.