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Visa2/4 on file
✓ Annual fee checked
Newcastle Permanent · Visa

Value+ Credit Card

The Value+ Credit Card is a Visa card from Newcastle Permanent with an annual fee of A$49. Here is what we hold on it, and what we do not.

Annual feeA$49per yearChecked openbank.newcastlepermanent.com.au
Opens Newcastle Permanent’s site
Ledger entry

The receipt

Every cost line we hold for the Value+ Credit Card, exactly as recorded.

Annual fee
A$49Checked openbank.newcastlepermanent.com.au
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
11.99%Checked openbank.newcastlepermanent.com.au
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Value+ Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Newcastle Permanent’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Value+ Credit Card. Rather than print a multiplier we cannot source, this stays blank until Newcastle Permanent’s own terms give us one.

Issuer restricts access — check their site
Next step

Ready to apply for the Value+ Credit Card?

You'll finish the application on Newcastle Permanent's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Newcastle Permanent’s site
Questions

Questions about the Value+ Credit Card

How much is the Value+ Credit Card annual fee?

The Value+ Credit Card has an annual fee of A$49. Weigh that against the rewards and perks you will actually use.

What does the Value+ Credit Card earn?

Newcastle Permanent's site restricts automated access, so we could not read the Value+ Credit Card's earn rates and do not print a multiplier. Check them on Newcastle Permanent's own site.

What network is the Value+ Credit Card on?

The Value+ Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Value+ Credit Card available in Australia?

Yes — the Value+ Credit Card is issued by Newcastle Permanent and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Value+ Credit Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Newcastle Permanent's site restricts access, so we could not check: foreign transaction fee, earn rates and welcome offer. Terms can change without notice, so confirm the current details with Newcastle Permanent before you apply.