Skip to content
Visa0/4 on file
Annual fee: issuer restricts access
Macquarie Bank · Visa

Macquarie Black Card

No FX FeePremiumRewardsTravel Insurance

The Macquarie Black Card is a Visa card from Macquarie Bank. Macquarie Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Macquarie Bank's own site. Here is what we hold on it, and what we do not.

Apply on Macquarie BankCompare this card
Opens Macquarie Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Macquarie Black Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked macquarie.com.au
Purchase APR
20.7%Checked macquarie.com.au
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Macquarie Black Card. That may mean there isn’t one, or simply that we have not recorded it — Macquarie Bank’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Macquarie Black Card. Rather than print a multiplier we cannot source, this stays blank until Macquarie Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Macquarie Black Card?

You'll finish the application on Macquarie Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Macquarie Bank’s site
Questions

Questions about the Macquarie Black Card

How much is the Macquarie Black Card annual fee?

We could not verify the Macquarie Black Card's annual fee, so we do not print one. Check the current annual fee on Macquarie Bank's own site before you apply.

What does the Macquarie Black Card earn?

We could not verify the Macquarie Black Card's earn rates, so we do not print a multiplier. Check them on Macquarie Bank's own site.

What network is the Macquarie Black Card on?

The Macquarie Black Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Macquarie Black Card available in Australia?

Yes — the Macquarie Black Card is issued by Macquarie Bank and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Macquarie Black Card figures last checked?

We checked its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Macquarie Bank's site restricts access, so we could not check: welcome offer. We could not verify, so we do not print: annual fee and earn rates. Check them with Macquarie Bank. Terms can change without notice, so confirm the current details with Macquarie Bank before you apply.