HSBC Platinum Credit Card
Retired 2026-09-09: HSBC AU retail exit — "You can no longer apply for new products and services." https://www.hsbc.com.au/credit-cards/ (verified 2026-09-09).
The HSBC Platinum Credit Card is a Visa card from HSBC Australia with an annual fee of A$199. Here is what we hold on it, and what we do not.
Not yet checked with HSBC Australia: annual fee, foreign transaction fee, purchase APR, credit requirement, earn rates and welcome offer. HSBC Australia’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the HSBC Platinum Credit Card, exactly as recorded.
- Annual fee
- A$199Not yet checked with HSBC Australia
- Supplementary card
- Not confirmed
- Foreign transaction
- 3%Not yet checked with HSBC Australia
- Purchase APR
- 19.99%Not yet checked with HSBC Australia
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- GoodNot yet checked with HSBC Australia
The welcome offer
1.5 Rewards Plus points per $1 on eligible purchases (capped $120,000/yr); 0% p.a. on balance transfers for 12 months (2% fee)
Not yet checked with HSBC AustraliaWhat it earns
Published category multipliers for the HSBC Platinum Credit Card.
| Category | Earn rate | Cap |
|---|---|---|
| Other | 1.5x | No cap on file |
Perks & benefits
Card benefits
- 2 complimentary airport lounge passes every year
- Domestic and International Travel Insurance
- Rental Vehicle Excess Insurance in Australia
- Transit Accident Insurance
- Extended Warranty Insurance
- Purchase Protection Insurance
- No additional cardholder fees
- Access to HSBC Instant Savings app offers
- home&Away Privilege Program access to 27,000 partners
- Apple Pay and Google Pay support
- My Card Controls for spending safety
Ready to apply for the HSBC Platinum Credit Card?
We hold no application link for this card. HSBC Australia takes applications on their own site — or compare the alternatives we do have links for.