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Visa2/4 on file
Annual fee not yet checked
HSBC Australia · Visa

HSBC Low Rate Credit Card

Discontinued

Retired 2026-09-09: HSBC AU retail exit — "You can no longer apply for new products and services." https://www.hsbc.com.au/credit-cards/ (verified 2026-09-09).

Low Interest

The HSBC Low Rate Credit Card is a Visa card from HSBC Australia with an annual fee of A$99. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with HSBC Australia: annual fee, purchase APR, credit requirement and welcome offer. HSBC Australia’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$99per yearNot yet checked with HSBC Australia
Top earn rateNot confirmed
Welcome offerSee offer below
Browse other cardsNo application link on file · apply through HSBC Australia directly
Ledger entry

The receipt

Every cost line we hold for the HSBC Low Rate Credit Card, exactly as recorded.

Annual fee
A$99Not yet checked with HSBC Australia
Supplementary card
Not confirmed
Foreign transaction
Not confirmed
Purchase APR
12.99%Not yet checked with HSBC Australia
Income requirement
Not confirmed
Network
Visa
Credit needed
GoodNot yet checked with HSBC Australia
Sign-up

The welcome offer

Lowest purchase interest rate in HSBC AU range; 0% p.a. on balance transfers for 12 months (2% fee)

Not yet checked with HSBC Australia
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the HSBC Low Rate Credit Card. Rather than print a multiplier we cannot source, this stays blank until HSBC Australia’s own terms give us one.

Included

Perks & benefits

Card benefits

  • Domestic travel insurance
  • Mobile payments via Apple Pay/Google Pay
  • My Card Controls for transaction limits and locking
  • HSBC Instant Savings app discounts
  • home&Away Privilege Program access
  • No additional cardholder fees
Next step

Ready to apply for the HSBC Low Rate Credit Card?

We hold no application link for this card. HSBC Australia takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the HSBC Low Rate Credit Card

How much is the HSBC Low Rate Credit Card annual fee?

The HSBC Low Rate Credit Card has an annual fee of A$99. We have not yet checked that figure with HSBC Australia, so confirm it on HSBC Australia's own page. Weigh that against the rewards and perks you will actually use.

What does the HSBC Low Rate Credit Card earn?

We hold no category earn rates for the HSBC Low Rate Credit Card. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from HSBC Australia's terms.

What network is the HSBC Low Rate Credit Card on?

The HSBC Low Rate Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the HSBC Low Rate Credit Card available in Australia?

No — HSBC Australia no longer offers the HSBC Low Rate Credit Card to new applicants. This page is kept as a record; compare the cards HSBC Australia and others offer in Australia today.

How current is this HSBC Low Rate Credit Card information?

No figure we hold for the HSBC Low Rate Credit Card has been checked against a published document yet, so we show no check date. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with HSBC Australia before you apply.