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Visa2/4 on file
✓ Annual fee checked
Horizon Bank · Visa

Horizon Bank Visa Credit Card

The Horizon Bank Visa Credit Card is a Visa card from Horizon Bank with an annual fee of A$49. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Oct 2026). Not yet checked with Horizon Bank: credit requirement. Horizon Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$49per yearChecked horizonbank.com.au
Ledger entry

The receipt

Every cost line we hold for the Horizon Bank Visa Credit Card, exactly as recorded.

Annual fee
A$49Checked horizonbank.com.au
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
12.95%Checked horizonbank.com.au
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Horizon Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Horizon Bank Visa Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Horizon Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Horizon Bank Visa Credit Card. Rather than print a multiplier we cannot source, this stays blank until Horizon Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Up to 55 days interest free on purchases
  • No early repayment fee
  • payWave, Apple Pay, Google Pay, and Samsung Pay compatible
  • Online Banking access
  • No establishment or administration fees
Next step

Ready to apply for the Horizon Bank Visa Credit Card?

You'll finish the application on Horizon Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Horizon Bank’s site
Questions

Questions about the Horizon Bank Visa Credit Card

How much is the Horizon Bank Visa Credit Card annual fee?

The Horizon Bank Visa Credit Card has an annual fee of A$49. Weigh that against the rewards and perks you will actually use.

What does the Horizon Bank Visa Credit Card earn?

We could not verify the Horizon Bank Visa Credit Card's earn rates, so we do not print a multiplier. Check them on Horizon Bank's own site.

What network is the Horizon Bank Visa Credit Card on?

The Horizon Bank Visa Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Horizon Bank Visa Credit Card available in Australia?

Yes — the Horizon Bank Visa Credit Card is issued by Horizon Bank and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Horizon Bank Visa Credit Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in October 2026, each against a published document. Not yet checked with Horizon Bank: credit requirement. We could not verify, so we do not print: foreign transaction fee, earn rates and welcome offer. Check them with Horizon Bank. Terms can change without notice, so confirm the current details with Horizon Bank before you apply.