Visa2/4 on file
✓ Annual fee checked
G&C Mutual Bank · Visa
Low Rate Visa Credit Card
The Low Rate Visa Credit Card is a Visa card from G&C Mutual Bank with an annual fee of A$50. Here is what we hold on it, and what we do not.
Opens G&C Mutual Bank’s site
Ledger entry
The receipt
Every cost line we hold for the Low Rate Visa Credit Card, exactly as recorded.
- Annual fee
- A$50Checked ibank.unity.bank
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- 7.49%Checked unity.bank
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the Low Rate Visa Credit Card. That may mean there isn’t one, or simply that we have not recorded it — G&C Mutual Bank’s own page is the place to check.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the Low Rate Visa Credit Card. Rather than print a multiplier we cannot source, this stays blank until G&C Mutual Bank’s own terms give us one.
Next step
Ready to apply for the Low Rate Visa Credit Card?
You'll finish the application on G&C Mutual Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens G&C Mutual Bank’s site
Questions
Questions about the Low Rate Visa Credit Card
How much is the Low Rate Visa Credit Card annual fee?
The Low Rate Visa Credit Card has an annual fee of A$50. Weigh that against the rewards and perks you will actually use.
What does the Low Rate Visa Credit Card earn?
We could not verify the Low Rate Visa Credit Card's earn rates, so we do not print a multiplier. Check them on G&C Mutual Bank's own site.
What network is the Low Rate Visa Credit Card on?
The Low Rate Visa Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.
Is the Low Rate Visa Credit Card available in Australia?
Yes — the Low Rate Visa Credit Card is issued by G&C Mutual Bank and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.
When were the Low Rate Visa Credit Card figures last checked?
We checked its annual fee in September 2026 and its purchase APR in October 2026, each against a published document. We could not verify, so we do not print: foreign transaction fee, earn rates and welcome offer. Check them with G&C Mutual Bank. Terms can change without notice, so confirm the current details with G&C Mutual Bank before you apply.