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Visa2/4 on file
✓ Annual fee checked
Community First Bank · Visa

Community First Low Rate Credit Card

Low InterestRewards

The Community First Low Rate Credit Card is a Visa card from Community First Bank with an annual fee of A$50. Here is what we hold on it, and what we do not.

Annual feeA$50per yearChecked cms.communityfirst.com.au
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Ledger entry

The receipt

Every cost line we hold for the Community First Low Rate Credit Card, exactly as recorded.

Annual fee
A$50Checked cms.communityfirst.com.au
Supplementary card
Not confirmed
Foreign transaction
3%Checked communityfirst.com.au
Purchase APR
9.99%Checked cms.communityfirst.com.au
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Community First Low Rate Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Community First Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Community First Low Rate Credit Card. Rather than print a multiplier we cannot source, this stays blank until Community First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Community First Low Rate Credit Card?

You'll finish the application on Community First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Community First Bank’s site
Questions

Questions about the Community First Low Rate Credit Card

How much is the Community First Low Rate Credit Card annual fee?

The Community First Low Rate Credit Card has an annual fee of A$50. Weigh that against the rewards and perks you will actually use.

What does the Community First Low Rate Credit Card earn?

We could not verify the Community First Low Rate Credit Card's earn rates, so we do not print a multiplier. Check them on Community First Bank's own site.

What network is the Community First Low Rate Credit Card on?

The Community First Low Rate Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Community First Low Rate Credit Card available in Australia?

Yes — the Community First Low Rate Credit Card is issued by Community First Bank and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Community First Low Rate Credit Card figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in September 2026 and its purchase APR in October 2026, each against a published document. We could not verify, so we do not print: earn rates and welcome offer. Check them with Community First Bank. Terms can change without notice, so confirm the current details with Community First Bank before you apply.