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Mastercard2/4 on file
✓ Annual fee checked
Commonwealth Bank of Australia (CommBank) · Mastercard

Low Fee Credit Card

Rewards

The Low Fee Credit Card is a Mastercard from Commonwealth Bank of Australia (CommBank) with a fee of A$3 a month (A$36 a year), which Commonwealth Bank of Australia (CommBank) waives in any month you meet its condition. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Commonwealth Bank of Australia (CommBank): fee waiver condition and credit requirement. Commonwealth Bank of Australia (CommBank)’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$3/monthA$36/yr · can be waivedChecked commbank.com.au
Apply on Commonwealth Bank of Australia (CommBank)Compare this card
Opens Commonwealth Bank of Australia (CommBank)’s site
Ledger entry

The receipt

Every cost line we hold for the Low Fee Credit Card, exactly as recorded.

Annual fee
A$3/month (A$36/yr · can be waived)Checked commbank.com.au
Fee waiver
No monthly fee if you spend at least $300 in your statement period (on purchases and cash advances only).Not yet checked with Commonwealth Bank of Australia (CommBank)
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
20.990000000000002%–20.99%Checked commbank.com.au
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Commonwealth Bank of Australia (CommBank)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Low Fee Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Commonwealth Bank of Australia (CommBank)’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Low Fee Credit Card. Rather than print a multiplier we cannot source, this stays blank until Commonwealth Bank of Australia (CommBank)’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • No monthly fee when you spend at least $300 in a statement period (otherwise $3 monthly fee)
  • SurePay instalment plans available for purchases of $100+ with 0% p.a. interest (setup fee applies)
  • Access to CommBank Yello Cashback Offers via the CommBank app
  • Travel booking portal powered by Hopper
Next step

Ready to apply for the Low Fee Credit Card?

You'll finish the application on Commonwealth Bank of Australia (CommBank)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Commonwealth Bank of Australia (CommBank)’s site
Questions

Questions about the Low Fee Credit Card

How much is the Low Fee Credit Card annual fee?

The Low Fee Credit Card has an annual fee of A$36, which Commonwealth Bank of Australia (CommBank) waives on this condition: “No monthly fee if you spend at least $300 in your statement period (on purchases and cash advances only)”. Weigh that against the rewards and perks you will actually use.

What does the Low Fee Credit Card earn?

Commonwealth Bank of Australia (CommBank)'s site restricts automated access, so we could not read the Low Fee Credit Card's earn rates and do not print a multiplier. Check them on Commonwealth Bank of Australia (CommBank)'s own site.

What network is the Low Fee Credit Card on?

The Low Fee Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Low Fee Credit Card available in Australia?

Yes — the Low Fee Credit Card is issued by Commonwealth Bank of Australia (CommBank) and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Low Fee Credit Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Commonwealth Bank of Australia (CommBank): fee waiver condition and credit requirement. Commonwealth Bank of Australia (CommBank)'s site restricts access, so we could not check: earn rates. We could not verify, so we do not print: foreign transaction fee and welcome offer. Check them with Commonwealth Bank of Australia (CommBank). Terms can change without notice, so confirm the current details with Commonwealth Bank of Australia (CommBank) before you apply.