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Commonwealth Bank of Australia (CommBank) · Mastercard

Interest-free Low Fee Credit Card

No FX Fee

The Interest-free Low Fee Credit Card is a Mastercard from Commonwealth Bank of Australia (CommBank) with a fee of A$10 a month (A$120 a year), which Commonwealth Bank of Australia (CommBank) waives in any month you meet its condition. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Commonwealth Bank of Australia (CommBank): fee waiver condition and credit requirement. Commonwealth Bank of Australia (CommBank)’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$10/monthA$120/yr · can be waivedChecked commbank.com.au
Apply on Commonwealth Bank of Australia (CommBank)Compare this card
Opens Commonwealth Bank of Australia (CommBank)’s site
Ledger entry

The receipt

Every cost line we hold for the Interest-free Low Fee Credit Card, exactly as recorded.

Annual fee
A$10/month (A$120/yr · can be waived)Checked commbank.com.au
Fee waiver
If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period.Not yet checked with Commonwealth Bank of Australia (CommBank)
Supplementary card
Not confirmed
Foreign transaction
NoneChecked commbank.com.au
Purchase APR
0%Checked commbank.com.au
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Commonwealth Bank of Australia (CommBank)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Interest-free Low Fee Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Commonwealth Bank of Australia (CommBank)’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Interest-free Low Fee Credit Card. Rather than print a multiplier we cannot source, this stays blank until Commonwealth Bank of Australia (CommBank)’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • No interest charges on purchases or cash advances
  • No late payment fees
  • No international transaction fees
  • Fixed minimum repayment of $40 or less
  • Monthly fee waived if card unused and previous statement paid in full
  • Digital wallet access secured by biometrics or passcode
  • CommBank Yello Cashback Offers with participating brands
  • Fraud prevention technology and secure banking
  • Fast online application with decision in seconds
Next step

Ready to apply for the Interest-free Low Fee Credit Card?

You'll finish the application on Commonwealth Bank of Australia (CommBank)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Commonwealth Bank of Australia (CommBank)’s site
Questions

Questions about the Interest-free Low Fee Credit Card

How much is the Interest-free Low Fee Credit Card annual fee?

The Interest-free Low Fee Credit Card has an annual fee of A$120, which Commonwealth Bank of Australia (CommBank) waives on this condition: “If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period”. Weigh that against the rewards and perks you will actually use.

What does the Interest-free Low Fee Credit Card earn?

Commonwealth Bank of Australia (CommBank)'s site restricts automated access, so we could not read the Interest-free Low Fee Credit Card's earn rates and do not print a multiplier. Check them on Commonwealth Bank of Australia (CommBank)'s own site.

What network is the Interest-free Low Fee Credit Card on?

The Interest-free Low Fee Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Interest-free Low Fee Credit Card available in Australia?

Yes — the Interest-free Low Fee Credit Card is issued by Commonwealth Bank of Australia (CommBank) and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Interest-free Low Fee Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Commonwealth Bank of Australia (CommBank): fee waiver condition and credit requirement. Commonwealth Bank of Australia (CommBank)'s site restricts access, so we could not check: earn rates and welcome offer. Terms can change without notice, so confirm the current details with Commonwealth Bank of Australia (CommBank) before you apply.