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Mastercard0/4 on file
Annual fee: issuer restricts access
Commonwealth Bank of Australia (CommBank) · Mastercard

CommBank Neo Card

No FX FeeRewards

The CommBank Neo Card is a Mastercard from Commonwealth Bank of Australia (CommBank). Commonwealth Bank of Australia (CommBank)'s site does not let us read its terms, so we leave the annual fee blank — check it on Commonwealth Bank of Australia (CommBank)'s own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Commonwealth Bank of Australia (CommBank): credit requirement. Commonwealth Bank of Australia (CommBank)’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Commonwealth Bank of Australia (CommBank)Compare this card
Opens Commonwealth Bank of Australia (CommBank)’s site
Ledger entry

The receipt

Every cost line we hold for the CommBank Neo Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked commbank.com.au
Purchase APR
0%Checked commbank.com.au
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Commonwealth Bank of Australia (CommBank)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the CommBank Neo Card. That may mean there isn’t one, or simply that we have not recorded it — Commonwealth Bank of Australia (CommBank)’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the CommBank Neo Card. Rather than print a multiplier we cannot source, this stays blank until Commonwealth Bank of Australia (CommBank)’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • No interest, no late fees
  • Choice of three credit limits: $1,000, $2,000 or $3,000
  • Simple monthly fee based on credit limit, waived if unused and balance paid in full
  • No foreign exchange or additional cardholder fees
  • Cashback benefits through CommBank Yello Cashback Offers
  • Complimentary access to Travel Booking (provided by Hopper) with up to 10% travel credits back
  • Lock, Block, Limit card control features
  • Spending Cap and Spending Tracker & Insights tools
  • Fraud monitoring and security protection
  • Mobile payments via Apple Pay and wearables
Next step

Ready to apply for the CommBank Neo Card?

You'll finish the application on Commonwealth Bank of Australia (CommBank)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Commonwealth Bank of Australia (CommBank)’s site
Questions

Questions about the CommBank Neo Card

How much is the CommBank Neo Card annual fee?

We could not verify the CommBank Neo Card's annual fee, so we do not print one. Check the current annual fee on Commonwealth Bank of Australia (CommBank)'s own site before you apply.

What does the CommBank Neo Card earn?

Commonwealth Bank of Australia (CommBank)'s site restricts automated access, so we could not read the CommBank Neo Card's earn rates and do not print a multiplier. Check them on Commonwealth Bank of Australia (CommBank)'s own site.

What network is the CommBank Neo Card on?

The CommBank Neo Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the CommBank Neo Card available in Australia?

Yes — the CommBank Neo Card is issued by Commonwealth Bank of Australia (CommBank) and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the CommBank Neo Card figures last checked?

We checked its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Commonwealth Bank of Australia (CommBank): credit requirement. Commonwealth Bank of Australia (CommBank)'s site restricts access, so we could not check: earn rates and welcome offer. We could not verify, so we do not print: annual fee. Check them with Commonwealth Bank of Australia (CommBank). Terms can change without notice, so confirm the current details with Commonwealth Bank of Australia (CommBank) before you apply.