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Visa2/4 on file
✓ Annual fee checked
Bank of Melbourne · Visa

Vertigo

The Vertigo is a Visa card from Bank of Melbourne with a fee of A$7 a month (A$84 a year). Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Bank of Melbourne: credit requirement. Bank of Melbourne’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$7/monthA$84/yrChecked bankofmelbourne.com.au
Opens Bank of Melbourne’s site
Ledger entry

The receipt

Every cost line we hold for the Vertigo, exactly as recorded.

Annual fee
A$7/month (A$84/yr)Checked bankofmelbourne.com.au
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
13.99%Checked bankofmelbourne.com.au
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Bank of Melbourne
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Vertigo. That may mean there isn’t one, or simply that we have not recorded it — Bank of Melbourne’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Vertigo. Rather than print a multiplier we cannot source, this stays blank until Bank of Melbourne’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • Up to 55 days interest free on purchases
  • Balance transfer offer from up to 3 non-Bank of Melbourne, St.George and BankSA cards
Next step

Ready to apply for the Vertigo?

You'll finish the application on Bank of Melbourne's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Bank of Melbourne’s site
Questions

Questions about the Vertigo

How much is the Vertigo annual fee?

The Vertigo has an annual fee of A$84. Weigh that against the rewards and perks you will actually use.

What does the Vertigo earn?

Bank of Melbourne's site restricts automated access, so we could not read the Vertigo's earn rates and do not print a multiplier. Check them on Bank of Melbourne's own site.

What network is the Vertigo on?

The Vertigo runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Vertigo available in Australia?

Yes — the Vertigo is issued by Bank of Melbourne and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Vertigo figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Bank of Melbourne: credit requirement. Bank of Melbourne's site restricts access, so we could not check: earn rates. We could not verify, so we do not print: foreign transaction fee and welcome offer. Check them with Bank of Melbourne. Terms can change without notice, so confirm the current details with Bank of Melbourne before you apply.