3 cards side by side

Low Rate Business Credit Card vs Low Rate Visa Credit Card (personal) vs Platinum Visa Credit Card

At a glance

Purchase interest (APR): not confirmed for Low Rate Visa Credit Card (personal), so we don't say which is lower.
Foreign transaction fee: not confirmed for Low Rate Visa Credit Card (personal) and Platinum Visa Credit Card, so we don't say which is lower.

Low Rate Business Credit Card compared with Low Rate Visa Credit Card (personal) compared with Platinum Visa Credit Card
4 of 8 rows have data	Low Rate Business Credit CardUnity Bank4 of 8 facts on file · annual fee not yet checked	Low Rate Visa Credit Card (personal)Unity Bank2 of 8 facts on file · annual fee not yet checked	Platinum Visa Credit CardUnity Bank3 of 8 facts on file · annual fee not yet checked
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for Low Rate Visa Credit Card (personal), so no card is marked lower.	12.49%	Not confirmed	19.99%
Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.Not confirmed for Low Rate Visa Credit Card (personal) and Platinum Visa Credit Card, so no card is marked lower.	3%	Not confirmed	Not confirmed
Listed underThe sections of this site the card appears in.	Business, Low Interest	Low Interest	Premium, Rewards, Welcome Bonus
NetworkSame on allWhere the card is accepted.	Visa	Visa	Visa
Apply	Apply	DetailsNo application link on file	Apply

Low Rate Business Credit CardUnity Bank4 of 8 facts on file · annual fee not yet checked
Low Rate Visa Credit Card (personal)Unity Bank2 of 8 facts on file · annual fee not yet checked
Platinum Visa Credit CardUnity Bank3 of 8 facts on file · annual fee not yet checked

Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for Low Rate Visa Credit Card (personal), so no card is marked lower.

Low Rate Business Credit Card: 12.49%
Low Rate Visa Credit Card (personal): Not confirmed
Platinum Visa Credit Card: 19.99%

Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.Not confirmed for Low Rate Visa Credit Card (personal) and Platinum Visa Credit Card, so no card is marked lower.

Low Rate Business Credit Card: 3%
Low Rate Visa Credit Card (personal): Not confirmed
Platinum Visa Credit Card: Not confirmed

Listed underThe sections of this site the card appears in.

Low Rate Business Credit Card: Business, Low Interest
Low Rate Visa Credit Card (personal): Low Interest
Platinum Visa Credit Card: Premium, Rewards, Welcome Bonus

NetworkSame on allWhere the card is accepted.

Low Rate Business Credit Card: Visa
Low Rate Visa Credit Card (personal): Visa
Platinum Visa Credit Card: Visa

Apply

DetailsNo application link on file

Apply

Not confirmed for any of these cards: Annual fee, Top earn rates, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Low Rate Business Credit Card
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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Low Rate Business Credit Card review Low Rate Visa Credit Card (personal) review Platinum Visa Credit Card review

Questions

Frequently asked

Can I hold Low Rate Business Credit Card, Low Rate Visa Credit Card (personal) and Platinum Visa Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Australia?

Every card in this comparison is issued for Australia. Approval depends on each issuer's credit and income criteria.