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Visa2/4 on file
✓ Annual fee checked
Municipal Credit Union · Visa

Platinum Visa

No Annual Fee

The Platinum Visa is a Visa card from Municipal Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026). Not yet checked with Municipal Credit Union: foreign transaction fee. Municipal Credit Union’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked nymcu.org
Apply on Municipal Credit UnionCompare this card
Opens Municipal Credit Union’s site

Credit union with branches in: New York (15). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Platinum Visa, exactly as recorded.

Annual fee
$0Checked nymcu.org
Supplementary card
Not confirmed
Foreign transaction
1%Two independent reads agree · not quoted verbatimnymcu.org
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Platinum Visa. That may mean there isn’t one, or simply that we have not recorded it — Municipal Credit Union’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Platinum Visa. Rather than print a multiplier we cannot source, this stays blank until Municipal Credit Union’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Platinum Visa?

You'll finish the application on Municipal Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Municipal Credit Union’s site
Questions

Questions about the Platinum Visa

How much is the Platinum Visa annual fee?

The Platinum Visa has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Platinum Visa earn?

We could not verify the Platinum Visa's earn rates, so we do not print a multiplier. Check them on Municipal Credit Union's own site.

What network is the Platinum Visa on?

The Platinum Visa runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Platinum Visa available in United States?

Yes — the Platinum Visa is issued by Municipal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Platinum Visa figures last checked?

We checked its annual fee in October 2026, against a published document. Not yet checked with Municipal Credit Union: foreign transaction fee. We could not verify, so we do not print: purchase APR, earn rates and welcome offer. Check them with Municipal Credit Union. Terms can change without notice, so confirm the current details with Municipal Credit Union before you apply.