Platinum Rewards+ MasterCard
The Platinum Rewards+ MasterCard is a Mastercard from Harvard Federal Credit Union. We have not yet confirmed its annual fee against Harvard Federal Credit Union's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.
Credit union with branches in: Massachusetts (6). Where it has branches is not a rule on who may apply.
Source: NCUA call report (ncua.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the Platinum Rewards+ MasterCard, exactly as recorded.
- Annual fee
- Not confirmed
- Supplementary card
- Not confirmed
- Foreign transaction
- 1%Checked files.consumerfinance.gov
- Purchase APR
- 17.24%–18%Checked files.consumerfinance.gov
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
The welcome offer
We hold no published welcome offer for the Platinum Rewards+ MasterCard. That may mean there isn’t one, or simply that we have not recorded it — Harvard Federal Credit Union’s own page is the place to check.
What it earns
We hold no category earn rates for the Platinum Rewards+ MasterCard. Rather than print a multiplier we cannot source, this stays blank until Harvard Federal Credit Union’s own terms give us one.
Ready to apply for the Platinum Rewards+ MasterCard?
We hold no application link for this card. Harvard Federal Credit Union takes applications on their own site — or compare the alternatives we do have links for.