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Visa0/4 on file
Annual fee: issuer restricts access
Cross River Bank · Visa

Karat Visa® Business Card

BusinessSmall Business

The Karat Visa® Business Card is a Visa card from Cross River Bank. Cross River Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Cross River Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Cross River Bank: credit requirement. Cross River Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Cross River BankCompare this card
Opens Cross River Bank’s site

Bank with branches in: Delaware (1), New Jersey (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Karat Visa® Business Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedNot published by the issuer where we checked ()
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Cross River Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Karat Visa® Business Card. That may mean there isn’t one, or simply that we have not recorded it — Cross River Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Karat Visa® Business Card. Rather than print a multiplier we cannot source, this stays blank until Cross River Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Custom engraved stainless steel design with agency logo
  • Credit limits based on business and social activity, not just credit score
  • Up to 3x rewards on everything (Karat Credit Card vs Karat Max Card)
  • Easily create virtual and physical cards for team spend tracking
Next step

Ready to apply for the Karat Visa® Business Card?

You'll finish the application on Cross River Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Cross River Bank’s site
Questions

Questions about the Karat Visa® Business Card

How much is the Karat Visa® Business Card annual fee?

We could not verify the Karat Visa® Business Card's annual fee, so we do not print one. Check the current annual fee on Cross River Bank's own site before you apply.

What does the Karat Visa® Business Card earn?

Cross River Bank does not publish category earn rates for the Karat Visa® Business Card where we checked (October 2026), so we do not print a multiplier.

What network is the Karat Visa® Business Card on?

The Karat Visa® Business Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Karat Visa® Business Card available in United States?

Yes — the Karat Visa® Business Card is issued by Cross River Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this Karat Visa® Business Card information?

No figure we hold for the Karat Visa® Business Card has been checked against a published document yet, so we show no check date. Not published by Cross River Bank where we checked: purchase APR, earn rates and welcome offer. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with Cross River Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Cross River Bank before you apply.